Banca IFIS (DB:0I6) - Stock Price, News & Analysis

0I6 Stock Overview

Banca IFIS S.p.A. provides financial services and solutions for enterprises.

0I6 fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	1/6
Past Performance	5/6
Financial Health	2/6
Dividends	5/6

Rewards

Price-To-Earnings ratio (6.7x) is below the German market (17.2x)

Earnings are forecast to grow 2.22% per year

Earnings grew by 13.5% over the past year

Trading at good value compared to peers and industry

Risk Analysis

Unstable dividend track record

Banca IFIS S.p.A. Competitors

Grenke

XTRA:GLJ

€1.0b

ALBIS Leasing

XTRA:ALG

€48.7m

aifinyo

XTRA:EBEN

€19.4m

DF Deutsche Forfait

XTRA:DFTK

€19.0m

Price History & Performance

Summary of all time highs, changes and price drops for Banca IFIS
Historical stock prices
Current Share Price	€20.46
52 Week High	€20.80
52 Week Low	€13.82
Beta	1.28
1 Month Change	14.94%
3 Month Change	28.44%
1 Year Change	35.68%
3 Year Change	77.76%
5 Year Change	37.87%
Change since IPO	23.18%

Recent updates

Shareholder Returns

	0I6	DE Diversified Financial	DE Market
7D	2.3%	0.7%	0.5%
1Y	35.7%	-11.1%	1.3%

Return vs Industry: 0I6 exceeded the German Diversified Financial industry which returned -7.5% over the past year.

Return vs Market: 0I6 exceeded the German Market which returned 2.3% over the past year.

Price Volatility

Is 0I6's price volatile compared to industry and market?
0I6 volatility
0I6 Average Weekly Movement	2.9%
Diversified Financial Industry Average Movement	4.3%
Market Average Movement	4.8%
10% most volatile stocks in DE Market	10.2%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: 0I6 has not had significant price volatility in the past 3 months.

Volatility Over Time: 0I6's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1983	1,940	Frederik Geertman	www.bancaifis.it

Banca IFIS S.p.A. provides financial services and solutions for enterprises. It engages in the purchase and management of non-performing loan portfolios. The company offers factoring, advisory and equity investment, leasing, structured finance, supply chain, loan, and corporate and investment banking; saving and current accounts, time deposits, and insurance; technology rental; and salary backed loans.

Banca IFIS S.p.A. Fundamentals Summary

How do Banca IFIS's earnings and revenue compare to its market cap?
0I6 fundamental statistics
Market cap	€1.07b
Earnings (TTM)	€160.11m
Revenue (TTM)	€650.18m

6.7x

P/E Ratio

1.7x

P/S Ratio

Is 0I6 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0I6 income statement (TTM)
Revenue	€650.18m
Cost of Revenue	€0
Gross Profit	€650.18m
Other Expenses	€490.07m
Earnings	€160.11m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

May 09, 2024

Earnings per share (EPS)	3.05
Gross Margin	100.00%
Net Profit Margin	24.63%
Debt/Equity Ratio	369.6%

How did 0I6 perform over the long term?

See historical performance and comparison

Dividends

10.3%

Current Dividend Yield

69%

Payout Ratio

Does 0I6 pay a reliable dividends?

See 0I6 dividend history and benchmarks

When do you need to buy 0I6 by to receive an upcoming dividend?
Banca IFIS dividend dates
Ex Dividend Date	May 20 2024
Dividend Pay Date	May 22 2024
Days until Ex dividend	24 days
Days until Dividend pay date	26 days

Does 0I6 pay a reliable dividends?

See 0I6 dividend history and benchmarks

0I6 Stock Overview

Rewards

Risk Analysis

Banca IFIS S.p.A. Competitors

XTRA:GLJ

€1.0b

XTRA:ALG

€48.7m

XTRA:EBEN

€19.4m

XTRA:DFTK

€19.0m

Price History & Performance

Recent News & Updates

Full year 2023 earnings released: EPS: €3.05 (vs €2.68 in FY 2022)

Final dividend of €0.90 announced

Full year 2023 earnings released

Banca IFIS S.p.A. to Report First Half, 2024 Results on Aug 02, 2024

Banca IFIS S.p.A. (BIT:IF) completed the acquisition of Revalea S.p.A. from Compass Banca S.p.A.

Second quarter 2023 earnings released: EPS: €0.86 (vs €0.72 in 2Q 2022)

Recent updates

Full year 2023 earnings released: EPS: €3.05 (vs €2.68 in FY 2022)

Final dividend of €0.90 announced

Full year 2023 earnings released

Banca IFIS S.p.A. to Report First Half, 2024 Results on Aug 02, 2024

Banca IFIS S.p.A. (BIT:IF) completed the acquisition of Revalea S.p.A. from Compass Banca S.p.A.

Second quarter 2023 earnings released: EPS: €0.86 (vs €0.72 in 2Q 2022)

Banca IFIS S.p.A. (BIT:IF) agreed to acquire REVALEA S.P.A. from Compass Banca S.p.A. for €100 million.

Banca IFIS S.p.A. (BIT:IF) agreed to acquire REVALEA S.P.A. from Compass Banca S.p.A. for €100 million.

Upcoming dividend of €0.40 per share at 9.7% yield

First quarter 2023 earnings released

Insufficient new directors

Full year 2022 earnings released: EPS: €2.69 (vs €1.88 in FY 2021)

Banca IFIS S.p.A. to Report Fiscal Year 2022 Results on Feb 09, 2023

Third quarter 2022 earnings released: EPS: €0.63 (vs €0.60 in 3Q 2021)

Small Caps Opportunities Fund II managed by LBO France, Banca IFIS S.p.A. (BIT:IF), Valerio Zanaglio and Alessandra Bresciani acquired Zato Srl.

Second quarter 2022 earnings released: EPS: €0.71 (vs €0.53 in 2Q 2021)

High number of new directors

Upcoming dividend of €0.95 per share

First quarter 2022 earnings released: EPS: €0.65 (vs €0.38 in 1Q 2021)

High number of new directors

Investor sentiment improved over the past week

Investor sentiment improved over the past week

Now 22% undervalued

Director recently bought €181k worth of stock

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Director recently bought €76k worth of stock

Third quarter 2021 earnings released

Second quarter 2021 earnings released: EPS €0.53 (vs €0.19 in 2Q 2020)

Banca IFIS S.p.A. (BIT:IF) acquired An Operative Business Unit from Aigis Banca S.p.A. for €1.

Upcoming dividend of €0.47 per share

First quarter 2021 earnings released: EPS €0.38 (vs €0.49 in 1Q 2020)

Banca IFIS S.p.A. to Report First Half, 2021 Results on Aug 05, 2021

Full year 2020 earnings released: EPS €1.29 (vs €2.30 in FY 2019)

Banca IFIS S.p.A. to Report Fiscal Year 2020 Results on Feb 11, 2021

New 90-day high: €9.78

Banca IFIS S.p.A. Announces Executive Changes

New 90-day high: €8.98

Banca IFIS Spa's Shares to Be Deleted Fromm Other OTC

Banca IFIS S.p.A. (BIT:IF) acquired EUR 553 million Non Performing Loans Portfolio of Intesa Sanpaolo S.p.A.

Third quarter 2020 earnings released: EPS €0.29

Third quarter 2020 earnings released: EPS €0.29

Banca Ifis Revises Earnings Guidance for the Year 2020

New 90-day low: €6.68

New 90-day low: €7.70

First half earnings released

Banca IFIS S.p.A. (BIT:IF) completed the acquisition of 70.77% stake in Farbanca S.p.A. from Banca Popolare di Vicenza S.p.A.

Banca IFIS S.p.A. (BIT:IF) agreed to acquire 16.32% stake in Cristallina Holding S.P.A. from Centurion Global Fund.

Barclays Bank PLC, Guber Banca SpA and Banca IFIS S.p.A. (BIT:IF) acquired an Italian Small Medium Enterprise Unsecured Non-Performing Loans Portfolio from UniCredit S.p.A. (BIT:UCG).

Banca IFIS S.p.A. to Report Q3, 2020 Results on Oct 05, 2020