Mr. Cooper Group Valuation

Is 07WA undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 07WA when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
€208.44
Fair Value
52.0% undervalued intrinsic discount
9
Number of Analysts

Below Fair Value: 07WA (€100) is trading below our estimate of fair value (€208.44)

Significantly Below Fair Value: 07WA is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for 07WA?

Key metric: As 07WA is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 07WA. This is calculated by dividing 07WA's market cap by their current earnings.
What is 07WA's PE Ratio?
PE Ratio13x
EarningsUS$511.00m
Market CapUS$6.63b

Price to Earnings Ratio vs Peers

How does 07WA's PE Ratio compare to its peers?

The above table shows the PE ratio for 07WA vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average38.2x
PBB Deutsche Pfandbriefbank
11.4x35.1%€705.3m
DWS DWS Group GmbH KGaA
13.8x12.8%€8.3b
HYQ Hypoport
40.8x28.0%€1.2b
T2G Tradegate Wertpapierhandelsbank
86.6xn/a€2.2b
07WA Mr. Cooper Group
13x21.7%€6.6b

Price-To-Earnings vs Peers: 07WA is good value based on its Price-To-Earnings Ratio (13x) compared to the peer average (38.2x).


Price to Earnings Ratio vs Industry

How does 07WA's PE Ratio compare vs other companies in the European Diversified Financial Industry?

7 CompaniesPrice / EarningsEstimated GrowthMarket Cap
07WA 13.0xIndustry Avg. 11.5xNo. of Companies11PE01020304050+
7 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 07WA is expensive based on its Price-To-Earnings Ratio (13x) compared to the European Diversified Financial industry average (11.5x).


Price to Earnings Ratio vs Fair Ratio

What is 07WA's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

07WA PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio13x
Fair PE Ratio18.7x

Price-To-Earnings vs Fair Ratio: 07WA is good value based on its Price-To-Earnings Ratio (13x) compared to the estimated Fair Price-To-Earnings Ratio (18.7x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 07WA forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€100.00
€109.93
+9.9%
7.4%€128.16€97.09n/a9
Jan ’26€89.58
€107.22
+19.7%
6.7%€120.76€95.84n/a8
Dec ’25€93.00
€105.44
+13.4%
7.0%€119.69€94.99n/a8
Nov ’25€81.80
€103.97
+27.1%
6.2%€116.37€96.98n/a7
Oct ’25€81.26
€97.49
+20.0%
6.3%€106.52€87.56n/a7
Sep ’25€83.56
€98.28
+17.6%
7.5%€108.68€88.42n/a7
Aug ’25€83.00
€98.28
+18.4%
7.5%€108.68€88.42n/a7
Jul ’25€75.26
€86.93
+15.5%
4.1%€93.22€81.10n/a8
Jun ’25€76.50
€86.93
+13.6%
4.1%€93.22€81.10n/a8
May ’25€74.24
€86.93
+17.1%
4.1%€93.22€81.10n/a8
Apr ’25€72.48
€76.58
+5.7%
6.1%€81.68€68.69n/a8
Mar ’25€65.94
€76.58
+16.1%
6.1%€81.68€68.69n/a8
Feb ’25€61.48
€71.52
+16.3%
8.1%€80.95€59.79n/a8
Jan ’25€59.72
€68.58
+14.8%
7.2%€74.07€59.44€89.587
Dec ’24€55.56
€66.04
+18.9%
9.4%€72.62€53.32€93.006
Nov ’24€54.58
€65.93
+20.8%
10.1%€74.83€54.94€81.805
Oct ’24€51.02
€61.62
+20.8%
7.8%€67.42€54.31€81.265
Sep ’24€52.26
€59.70
+14.2%
7.3%€66.13€53.27€83.566
Aug ’24€53.62
€59.27
+10.5%
7.3%€65.65€52.88€83.006
Jul ’24€46.47
€52.51
+13.0%
10.5%€59.66€44.75€75.266
Jun ’24€42.64
€52.51
+23.2%
10.5%€59.66€44.75€76.506
May ’24€41.40
€49.77
+20.2%
11.0%€58.06€43.55€74.247
Apr ’24€35.81
€50.23
+40.3%
13.1%€58.91€40.50€72.487
Mar ’24€43.09
€51.43
+19.4%
11.6%€59.69€44.77€65.947
Feb ’24€41.30
€49.37
+19.6%
16.8%€59.62€38.20€61.487
Jan ’24€37.10
€51.58
+39.0%
17.1%€62.79€39.24€59.727
Analyst Price Target
Consensus Narrative from 9 Analysts
€109.20
Fair Value
8.4% undervalued intrinsic discount
9
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.


Discover undervalued companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/20 13:48
End of Day Share Price 2025/01/17 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mr. Cooper Group Inc. is covered by 20 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark DeVriesBarclays
Terry MaBarclays
Jonathan EllisBofA Global Research