53D Stock Overview

Provides private banking, and investment and trading services in Italy. More details

53D fundamental analysis
Snowflake Score
Valuation	6/6
Future Growth	0/6
Past Performance	2/6
Financial Health	4/6
Dividends	4/6

Rewards

Trading at 75.5% below our estimate of its fair value

Trading at good value compared to peers and industry

Analysts in good agreement that stock price will rise by 49.5%

Risk Analysis

Earnings are forecast to decline by an average of 1.4% per year for the next 3 years

Profit margins (20.2%) are lower than last year (32.5%)

My Notes

Capture your thoughts, links and company narrative

illimity Bank S.p.A. Competitors

Grenke

XTRA:GLJ

€674.2m

ALBIS Leasing

XTRA:ALG

€58.1m

aifinyo

DB:EBEN

€13.3m

DF Deutsche Forfait

XTRA:DFTK

€17.6m

Price History & Performance

Summary of share price highs, lows and changes for illimity Bank
Historical stock prices
Current Share Price	€3.06
52 Week High	€5.43
52 Week Low	€2.80
Beta	1.14
1 Month Change	3.16%
3 Month Change	-30.74%
1 Year Change	-42.73%
3 Year Change	-75.61%
5 Year Change	n/a
Change since IPO	-74.68%

Recent updates

Shareholder Returns

	53D	DE Diversified Financial	DE Market
7D	-7.7%	-1.2%	-2.0%
1Y	-42.7%	-14.1%	6.9%

Return vs Industry: 53D underperformed the German Diversified Financial industry which returned -14.1% over the past year.

Return vs Market: 53D underperformed the German Market which returned 6.9% over the past year.

Price Volatility

Is 53D's price volatile compared to industry and market?
53D volatility
53D Average Weekly Movement	5.7%
Diversified Financial Industry Average Movement	3.7%
Market Average Movement	4.9%
10% most volatile stocks in DE Market	11.3%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: 53D has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 53D's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
n/a	920	Corrado Passera	www.illimity.com

illimity Bank S.p.A. provides private banking, and investment and trading services in Italy. The company operates through four segments: Distressed Credit, Growth Credit, Investment Banking, and b-ilty. The Distressed Credit segment engages in the purchase of secured and unsecured corporate distressed loans on primary and secondary markets; provision of financing services primarily in the form of senior financing to investors in distressed loans; and management of corporate non-performing loans portfolios and underlying assets.

illimity Bank S.p.A. Fundamentals Summary

How do illimity Bank's earnings and revenue compare to its market cap?
53D fundamental statistics
Market cap	€260.00m
Earnings (TTM)	€60.36m
Revenue (TTM)	€299.30m

4.3x

P/E Ratio

0.9x

P/S Ratio

Is 53D overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
53D income statement (TTM)
Revenue	€299.30m
Cost of Revenue	€0
Gross Profit	€299.30m
Other Expenses	€238.95m
Earnings	€60.36m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 10, 2025

Earnings per share (EPS)	0.73
Gross Margin	100.00%
Net Profit Margin	20.17%
Debt/Equity Ratio	216.6%

How did 53D perform over the long term?

See historical performance and comparison

Dividends

7.9%

Current Dividend Yield

34%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/23 18:56
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

illimity Bank S.p.A. is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Luigi Tramontana	Banca Akros S.p.A. (ESN)
Michele Baldelli	BNP Paribas Exane
Luigi De Bellis	Equita SIM S.p.A.