XCP1 Stock Overview
Operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for XCP1 from our risk checks.
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Central Pacific Financial Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$26.80 |
| 52 Week High | US$30.20 |
| 52 Week Low | US$16.70 |
| Beta | 1.17 |
| 1 Month Change | 3.08% |
| 3 Month Change | -4.96% |
| 1 Year Change | 50.56% |
| 3 Year Change | 4.69% |
| 5 Year Change | 3.88% |
| Change since IPO | 11.20% |
Recent News & Updates
Recent updates
Shareholder Returns
| XCP1 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -3.6% | 1.8% | 2.7% |
| 1Y | 50.6% | 35.4% | 17.0% |
Return vs Industry: XCP1 exceeded the German Banks industry which returned 35.5% over the past year.
Return vs Market: XCP1 exceeded the German Market which returned 17% over the past year.
Price Volatility
| XCP1 volatility | |
|---|---|
| XCP1 Average Weekly Movement | 5.6% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.1% |
| 10% least volatile stocks in DE Market | 2.5% |
Stable Share Price: XCP1 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: XCP1's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1954 | 717 | Arnold Martines | www.cpb.bank |
Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. It offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. The company also provides various lending activities, such as commercial, commercial and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, cash management services, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers.
Central Pacific Financial Corp. Fundamentals Summary
| XCP1 fundamental statistics | |
|---|---|
| Market cap | €762.43m |
| Earnings (TTM) | €50.90m |
| Revenue (TTM) | €229.32m |
15.0x
P/E Ratio1.5x
P/B RatioIs XCP1 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| XCP1 income statement (TTM) | |
|---|---|
| Revenue | US$240.63m |
| Cost of Revenue | US$0 |
| Gross Profit | US$240.63m |
| Other Expenses | US$187.22m |
| Earnings | US$53.41m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.97 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.20% |
| Debt/Equity Ratio | 29.0% |
How did XCP1 perform over the long term?
See historical performance and comparisonDividends
3.7%
Current Dividend Yield53%
Payout RatioDoes XCP1 pay a reliable dividends?
See XCP1 dividend history and benchmarks| Central Pacific Financial dividend dates | |
|---|---|
| Ex Dividend Date | Feb 28 2025 |
| Dividend Pay Date | Mar 17 2025 |
| Days until Ex dividend | 11 days |
| Days until Dividend pay date | 28 days |
Does XCP1 pay a reliable dividends?
See XCP1 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/16 01:32 |
| End of Day Share Price | 2025/02/14 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Central Pacific Financial Corp. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Joseph Gladue | B. Riley Securities, Inc. |
| null null | Keefe, Bruyette, & Woods |
| John Moran | Macquarie Research |