Central Pacific Financial Corp.

DB:XCP1 Stock Report

Market Cap: €733.8m

Central Pacific Financial Past Earnings Performance

Past criteria checks 2/6

Central Pacific Financial has been growing earnings at an average annual rate of 4.6%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 3.9% per year. Central Pacific Financial's return on equity is 10.5%, and it has net margins of 23.3%.

Key information

4.6%

Earnings growth rate

5.7%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate3.9%
Return on equity10.5%
Net Margin23.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Central Pacific Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:XCP1 Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24245571400
30 Jun 24238571370
31 Mar 24235551370
31 Dec 23241591390
30 Sep 23247641410
30 Jun 23254681440
31 Mar 23264711460
31 Dec 22265741430
30 Sep 22270761430
30 Jun 22274801430
31 Mar 22271811430
31 Dec 21269801430
30 Sep 21256701430
30 Jun 21233561390
31 Mar 21216471340
31 Dec 20200371320
30 Sep 20196391290
30 Jun 20204471280
31 Mar 20210511270
31 Dec 19220581240
30 Sep 19219601230
30 Jun 19219611210
31 Mar 19216611180
31 Dec 18213591170
30 Sep 18209481160
30 Jun 18206451150
31 Mar 18206421140
31 Dec 17206411130
30 Sep 17205491140
30 Jun 17204491140
31 Mar 17203491130
31 Dec 16201471130
30 Sep 16194461090
30 Jun 16195461110
31 Mar 16197471090
31 Dec 15199461070
30 Sep 15205481080
30 Jun 15202441050
31 Mar 15195411070
31 Dec 14190401060
30 Sep 14190371090
30 Jun 14190391110
31 Mar 14196451120
31 Dec 131971721100

Quality Earnings: XCP1 has high quality earnings.

Growing Profit Margin: XCP1's current net profit margins (23.3%) are lower than last year (25.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: XCP1's earnings have grown by 4.6% per year over the past 5 years.

Accelerating Growth: XCP1's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: XCP1 had negative earnings growth (-11%) over the past year, making it difficult to compare to the Banks industry average (12.6%).

Return on Equity

High ROE: XCP1's Return on Equity (10.5%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 07:22
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Central Pacific Financial Corp. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joseph GladueB. Riley Securities, Inc.
null nullKeefe, Bruyette, & Woods
John MoranMacquarie Research