WaFd Past Earnings Performance
Past criteria checks 2/6
WaFd has been growing earnings at an average annual rate of 2.8%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 6% per year. WaFd's return on equity is 6.7%, and it has net margins of 26.3%.
Key information
2.8%
Earnings growth rate
6.8%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 6.0% |
| Return on equity | 6.7% |
| Net Margin | 26.3% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How WaFd makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 704 | 185 | 329 | 0 |
| 30 Jun 24 | 667 | 174 | 300 | 0 |
| 31 Mar 24 | 647 | 172 | 310 | 0 |
| 31 Dec 23 | 673 | 222 | 288 | 0 |
| 30 Sep 23 | 701 | 243 | 288 | 0 |
| 30 Jun 23 | 736 | 266 | 293 | 0 |
| 31 Mar 23 | 730 | 268 | 291 | 0 |
| 31 Dec 22 | 700 | 251 | 286 | 0 |
| 30 Sep 22 | 658 | 222 | 284 | 0 |
| 30 Jun 22 | 623 | 201 | 275 | 0 |
| 31 Mar 22 | 599 | 185 | 269 | 0 |
| 31 Dec 21 | 600 | 181 | 263 | 0 |
| 30 Sep 21 | 579 | 174 | 258 | 0 |
| 30 Jun 21 | 547 | 159 | 251 | 0 |
| 31 Mar 21 | 523 | 150 | 244 | 0 |
| 31 Dec 20 | 510 | 145 | 240 | 0 |
| 30 Sep 20 | 549 | 173 | 240 | 0 |
| 30 Jun 20 | 568 | 191 | 230 | 0 |
| 31 Mar 20 | 584 | 210 | 227 | 0 |
| 31 Dec 19 | 576 | 225 | 217 | 0 |
| 30 Sep 19 | 545 | 210 | 211 | 0 |
| 30 Jun 19 | 543 | 209 | 206 | 0 |
| 31 Mar 19 | 539 | 207 | 203 | 0 |
| 31 Dec 18 | 538 | 205 | 201 | 0 |
| 30 Sep 18 | 522 | 204 | 195 | 0 |
| 30 Jun 18 | 514 | 198 | 192 | 0 |
| 31 Mar 18 | 505 | 191 | 186 | 0 |
| 31 Dec 17 | 494 | 184 | 181 | 0 |
| 30 Sep 17 | 486 | 174 | 176 | 0 |
| 30 Jun 17 | 478 | 172 | 172 | 0 |
| 31 Mar 17 | 472 | 171 | 171 | 0 |
| 31 Dec 16 | 471 | 170 | 172 | 0 |
| 30 Sep 16 | 474 | 164 | 177 | 0 |
| 30 Jun 16 | 471 | 162 | 180 | 0 |
| 31 Mar 16 | 477 | 158 | 179 | 0 |
| 31 Dec 15 | 475 | 157 | 176 | 0 |
| 30 Sep 15 | 476 | 160 | 170 | 0 |
| 30 Jun 15 | 474 | 158 | 166 | 0 |
| 31 Mar 15 | 466 | 157 | 164 | 0 |
| 31 Dec 14 | 461 | 156 | 162 | 0 |
| 30 Sep 14 | 452 | 157 | 154 | 0 |
| 30 Jun 14 | 440 | 160 | 149 | 0 |
| 31 Mar 14 | 425 | 159 | 141 | 0 |
| 31 Dec 13 | 413 | 156 | 131 | 0 |
Quality Earnings: WAO has high quality earnings.
Growing Profit Margin: WAO's current net profit margins (26.3%) are lower than last year (34.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: WAO's earnings have grown by 2.8% per year over the past 5 years.
Accelerating Growth: WAO's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: WAO had negative earnings growth (-23.6%) over the past year, making it difficult to compare to the Banks industry average (13%).
Return on Equity
High ROE: WAO's Return on Equity (6.7%) is considered low.