WaFd Balance Sheet Health
Financial Health criteria checks 6/6
WaFd has total assets of $28.1B and total equity of $3.0B. Total deposits are $21.4B, and total loans are $20.9B. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $2.5B.
Key information
9.4x
Asset to equity ratio
2.7%
Net interest margin
Total deposits | US$21.37b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$2.55b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WAO's Assets to Equity ratio (9.4x) is low.
Allowance for Bad Loans: WAO has a sufficient allowance for bad loans (293%).
Low Risk Liabilities: 85% of WAO's liabilities are made up of primarily low risk sources of funding.
Loan Level: WAO has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: WAO's Loans to Deposits ratio (98%) is appropriate.
Level of Bad Loans: WAO has an appropriate level of bad loans (0.3%).