WaFd Balance Sheet Health
Financial Health criteria checks 6/6
WaFd has total assets of $30.1B and total equity of $2.9B. Total deposits are $21.3B, and total loans are $20.8B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $1.5B.
Key information
10.3x
Asset to equity ratio
3.4%
Net interest margin
Total deposits | US$21.34b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$1.51b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WAO's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: WAO has a sufficient allowance for bad loans (332%).
Low Risk Liabilities: 78% of WAO's liabilities are made up of primarily low risk sources of funding.
Loan Level: WAO has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: WAO's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: WAO has an appropriate level of bad loans (0.3%).