WaFd Balance Sheet Health

Financial Health criteria checks 6/6

WaFd has total assets of $28.1B and total equity of $3.0B. Total deposits are $21.4B, and total loans are $20.9B. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $2.5B.

Key information

9.4x

Asset to equity ratio

2.7%

Net interest margin

Total deposits

US$21.37b

Loan to deposit ratio

Appropriate

Bad loans

0.3%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$2.55b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: WAO's Assets to Equity ratio (9.4x) is low.

Allowance for Bad Loans: WAO has a sufficient allowance for bad loans (293%).

Low Risk Liabilities: 85% of WAO's liabilities are made up of primarily low risk sources of funding.

Loan Level: WAO has an appropriate level of Loans to Assets ratio (75%).

Low Risk Deposits: WAO's Loans to Deposits ratio (98%) is appropriate.

Level of Bad Loans: WAO has an appropriate level of bad loans (0.3%).


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