UNK Stock Overview
Through its subsidiaries, provides commercial and retail banking products and services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for UNK from our risk checks.
Community vs My Fair Value
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United Bankshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$33.00 |
| 52 Week High | US$41.20 |
| 52 Week Low | US$27.60 |
| Beta | 0.77 |
| 1 Month Change | 12.24% |
| 3 Month Change | -8.33% |
| 1 Year Change | 3.13% |
| 3 Year Change | -0.60% |
| 5 Year Change | 39.83% |
| Change since IPO | 11.64% |
Recent News & Updates
Recent updates
Shareholder Returns
| UNK | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 4.4% | 2.0% | 0.5% |
| 1Y | 3.1% | 30.4% | 14.4% |
Return vs Industry: UNK underperformed the German Banks industry which returned 30.4% over the past year.
Return vs Market: UNK underperformed the German Market which returned 14.4% over the past year.
Price Volatility
| UNK volatility | |
|---|---|
| UNK Average Weekly Movement | 5.7% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in DE Market | 12.8% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: UNK has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: UNK's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1982 | 2,553 | Rick Adams | www.ubsi-inc.com |
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans.
United Bankshares, Inc. Fundamentals Summary
| UNK fundamental statistics | |
|---|---|
| Market cap | €4.69b |
| Earnings (TTM) | €328.89m |
| Revenue (TTM) | €908.52m |
14.3x
P/E Ratio1.0x
P/B RatioIs UNK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UNK income statement (TTM) | |
|---|---|
| Revenue | US$1.02b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.02b |
| Other Expenses | US$651.49m |
| Earnings | US$369.67m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.61 |
| Gross Margin | 100.00% |
| Net Profit Margin | 36.20% |
| Debt/Equity Ratio | 13.7% |
How did UNK perform over the long term?
See historical performance and comparisonDividends
4.0%
Current Dividend Yield55%
Payout RatioDoes UNK pay a reliable dividends?
See UNK dividend history and benchmarks| United Bankshares dividend dates | |
|---|---|
| Ex Dividend Date | Jun 13 2025 |
| Dividend Pay Date | Jul 01 2025 |
| Days until Ex dividend | 24 days |
| Days until Dividend pay date | 42 days |
Does UNK pay a reliable dividends?
See UNK dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/19 02:00 |
| End of Day Share Price | 2025/05/19 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
United Bankshares, Inc. is covered by 16 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Schultheis | Boenning & Scattergood, Inc. |
| Manuel Navas | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |