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Updated 1m ago
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First US Bancshares, Inc.DB:UNE Stock Report

Market Cap €79.7m
Updated 1m ago
Share Price
n/a
1Yn/a
7D-8.7%
1D-10.0%
Portfolio Value
​
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First US Bancshares, Inc.

DB:UNE Stock Report

Market Cap: €79.7m

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

First US Bancshares (UNE) Stock Overview

Operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. More details

UNE fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends4/6

Rewards

Trading at 45.2% below our estimate of its fair value

Earnings grew by 32.4% over the past year

Pays a reliable dividend of 1.67%

Risk Analysis

Does not have a meaningful market cap (€80M)

Volatile share price over the past 3 months compared to the German market


UNE Community Fair Values

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€
Current Price
€12.609.5% undervalued intrinsic discount
%/yr
Decrease
Increase
PastFuture-458k41m2016201920222025202620282031Revenue US$40.1mEarnings US$7.8m
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First US Bancshares, Inc. Competitors

Merkur PrivatBank KgaA

Symbol: XTRA:MBK
Market cap: €94.1m

UmweltBank

Symbol: XTRA:UBK
Market cap: €158.5m

ProCredit Holding

Symbol: XTRA:PCZ
Market cap: €511.2m

Fukushima Bank

Symbol: TSE:8562
Market cap: JP¥13.6b

Price History & Performance

Summary of share price highs, lows and changes for First US Bancshares
Historical stock prices
Current Share PriceUS$12.60
52 Week HighUS$15.00
52 Week LowUS$10.34
Beta0.24
1 Month Change-0.79%
3 Month Change0.80%
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO21.15%

Recent News & Updates

Recent updates

Shareholder Returns

UNEDE BanksDE Market
7D-8.7%-1.1%-2.2%
1Yn/a36.2%3.4%

Return vs Industry: Insufficient data to determine how UNE performed against the German Banks industry.

Return vs Market: Insufficient data to determine how UNE performed against the German Market.

Price Volatility

Is UNE's price volatile compared to industry and market?
UNE volatility
UNE Average Weekly Movement11.0%
Banks Industry Average Movement3.1%
Market Average Movement5.0%
10% most volatile stocks in DE Market12.3%
10% least volatile stocks in DE Market2.5%

Stable Share Price: UNE's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: UNE's weekly volatility (11%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

FoundedEmployeesCEOWebsite
1952152Jim Housewww.fusb.com

First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. It offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. The company’s loan products include commercial construction, land, and land development loans, including residential housing projects, commercial and industrial development, and for purchase and improvement of raw land for agricultural production; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, and other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans.

First US Bancshares, Inc. Fundamentals Summary

How do First US Bancshares's earnings and revenue compare to its market cap?
UNE fundamental statistics
Market cap€79.70m
Earnings (TTM)€6.72m
Revenue (TTM)€34.49m
11.9x
P/E Ratio
0.9x
P/B Ratio

Is UNE overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UNE income statement (TTM)
RevenueUS$39.83m
Cost of RevenueUS$0
Gross ProfitUS$39.83m
Other ExpensesUS$32.07m
EarningsUS$7.76m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)1.41
Gross Margin100.00%
Net Profit Margin19.49%
Debt/Equity Ratio34.6%

How did UNE perform over the long term?

See historical performance and comparison

Dividends

1.7%
Current Dividend Yield
21%
Payout Ratio

Does UNE pay a reliable dividends?

See UNE dividend history and benchmarks
When do you need to buy UNE by to receive an upcoming dividend?
First US Bancshares dividend dates
Ex Dividend DateSep 11 2026
Dividend Pay DateOct 01 2026
Days until Ex dividend4 days
Days until Dividend pay date16 days

Does UNE pay a reliable dividends?

See UNE dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/15 10:35
End of Day Share Price 2026/09/11 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

First US Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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