First US Bancshares Past Earnings Performance

Past criteria checks 2/6

First US Bancshares has been growing earnings at an average annual rate of 17.7%, while the Banks industry saw earnings growing at 17.9% annually. Revenues have been growing at an average rate of 0.6% per year. First US Bancshares's return on equity is 5.4%, and it has net margins of 15.5%.

Key information

17.66%

Earnings growth rate

19.22%

EPS growth rate

Banks Industry Growth	10.63%
Revenue growth rate	0.57%
Return on equity	5.35%
Net Margin	15.46%
Last Earnings Update	30 Sep 2025

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How First US Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:UNE Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 25	36	6	22
30 Jun 25	36	6	22
31 Mar 25	38	8	22
31 Dec 24	39	8	22
30 Sep 24	40	9	22
30 Jun 24	41	9	23
31 Mar 24	40	9	22
31 Dec 23	40	8	22
30 Sep 23	40	8	22
30 Jun 23	39	8	22
31 Mar 23	38	8	22
31 Dec 22	37	7	22
30 Sep 22	37	6	23
30 Jun 22	37	5	24
31 Mar 22	38	5	26
31 Dec 21	38	4	27
30 Sep 21	39	4	28
30 Jun 21	38	3	28
31 Mar 21	38	3	28
31 Dec 20	37	3	28
30 Sep 20	37	3	28
30 Jun 20	38	4	28
31 Mar 20	39	4	27
31 Dec 19	39	5	27
30 Sep 19	40	5	27
30 Jun 19	39	4	26
31 Mar 19	38	3	25
31 Dec 18	35	2	25
30 Sep 18	33	-1	24
30 Jun 18	32	0	24
31 Mar 18	31	0	23
31 Dec 17	31	0	23
30 Sep 17	29	1	22
30 Jun 17	30	1	21
31 Mar 17	30	1	21
31 Dec 16	30	1	20
30 Sep 16	31	2	20
30 Jun 16	31	2	20
31 Mar 16	31	2	20
31 Dec 15	32	3	20
30 Sep 15	33	3	20
30 Jun 15	33	3	20
31 Mar 15	34	4	20
31 Dec 14	34	4	20

Quality Earnings: UNE has high quality earnings.

Growing Profit Margin: UNE's current net profit margins (15.5%) are lower than last year (21.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: UNE's earnings have grown by 17.7% per year over the past 5 years.

Accelerating Growth: UNE's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: UNE had negative earnings growth (-36.1%) over the past year, making it difficult to compare to the Banks industry average (0.2%).

Return on Equity

High ROE: UNE's Return on Equity (5.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/11/21 07:55
End of Day Share Price	2025/11/21 00:00
Earnings	2025/09/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

First US Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.