UCBN Stock Overview
United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors.
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
United Community Banks, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$23.60 |
| 52 Week High | US$27.40 |
| 52 Week Low | US$19.20 |
| Beta | 0.93 |
| 1 Month Change | 0.85% |
| 3 Month Change | -13.24% |
| 1 Year Change | -1.67% |
| 3 Year Change | -14.49% |
| 5 Year Change | -6.07% |
| Change since IPO | 223.29% |
Recent News & Updates
Recent updates
Shareholder Returns
| UCBN | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 1.7% | 0.3% | -2.0% |
| 1Y | -1.7% | 23.9% | -0.3% |
Return vs Industry: UCBN underperformed the German Banks industry which returned 23.9% over the past year.
Return vs Market: UCBN underperformed the German Market which returned -0.3% over the past year.
Price Volatility
| UCBN volatility | |
|---|---|
| UCBN Average Weekly Movement | 4.3% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 10.0% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: UCBN has not had significant price volatility in the past 3 months.
Volatility Over Time: UCBN's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1950 | 3,121 | Herbert Harton | www.ucbi.com |
United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans.
United Community Banks, Inc. Fundamentals Summary
| UCBN fundamental statistics | |
|---|---|
| Market cap | €2.82b |
| Earnings (TTM) | €169.78m |
| Revenue (TTM) | €754.62m |
16.8x
P/E Ratio1.0x
P/B RatioIs UCBN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UCBN income statement (TTM) | |
|---|---|
| Revenue | US$803.82m |
| Cost of Revenue | US$0 |
| Gross Profit | US$803.82m |
| Other Expenses | US$622.97m |
| Earnings | US$180.85m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
Apr 24, 2024
| Earnings per share (EPS) | 1.52 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.50% |
| Debt/Equity Ratio | 12.6% |
How did UCBN perform over the long term?
See historical performance and comparison