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United Community Banks DB:UCBN Stock Report

Last Price

€29.80

Market Cap

€3.6b

7D

-6.3%

1Y

12.0%

Updated

22 Dec, 2024

Data

Company Financials +

United Community Banks, Inc.

DB:UCBN Stock Report

Market Cap: €3.6b

UCBN Stock Overview

Operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. More details

UCBN fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends5/6

My Notes

Capture your thoughts, links and company narrative

United Community Banks, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for United Community Banks
Historical stock prices
Current Share PriceUS$29.80
52 Week HighUS$33.00
52 Week LowUS$22.60
Beta0.94
1 Month Change-5.10%
3 Month Change12.88%
1 Year Change12.03%
3 Year Change-1.32%
5 Year Change7.97%
Change since IPO308.22%

Recent News & Updates

Recent updates

Shareholder Returns

UCBNDE BanksDE Market
7D-6.3%-2.0%-2.6%
1Y12.0%19.1%6.9%

Return vs Industry: UCBN underperformed the German Banks industry which returned 19.1% over the past year.

Return vs Market: UCBN exceeded the German Market which returned 6.9% over the past year.

Price Volatility

Is UCBN's price volatile compared to industry and market?
UCBN volatility
UCBN Average Weekly Movement5.3%
Banks Industry Average Movement3.1%
Market Average Movement4.8%
10% most volatile stocks in DE Market11.2%
10% least volatile stocks in DE Market2.4%

Stable Share Price: UCBN has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: UCBN's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19503,010Herbert Hartonwww.ucbi.com

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans.

United Community Banks, Inc. Fundamentals Summary

How do United Community Banks's earnings and revenue compare to its market cap?
UCBN fundamental statistics
Market cap€3.61b
Earnings (TTM)€175.85m
Revenue (TTM)€793.02m

20.5x

P/E Ratio

1.1x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UCBN income statement (TTM)
RevenueUS$827.44m
Cost of RevenueUS$0
Gross ProfitUS$827.44m
Other ExpensesUS$643.96m
EarningsUS$183.49m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.54
Gross Margin100.00%
Net Profit Margin22.18%
Debt/Equity Ratio11.2%

How did UCBN perform over the long term?

See historical performance and comparison

Dividends

3.0%

Current Dividend Yield

61%

Payout Ratio

Does UCBN pay a reliable dividends?

See UCBN dividend history and benchmarks
When do you need to buy UCBN by to receive an upcoming dividend?
United Community Banks dividend dates
Ex Dividend DateDec 16 2024
Dividend Pay DateJan 06 2025
Days until Ex dividend7 days
Days until Dividend pay date14 days

Does UCBN pay a reliable dividends?

See UCBN dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 23:31
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

United Community Banks, Inc. is covered by 18 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gary TennerD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Kevin FitzsimmonsD.A. Davidson & Co.