Texas Capital Bancshares, Inc.

DB:TCA Stock Report

Market Cap: €3.4b

Texas Capital Bancshares Past Earnings Performance

Past criteria checks 1/6

Texas Capital Bancshares's earnings have been declining at an average annual rate of -0.9%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 3.9% per year. Texas Capital Bancshares's return on equity is 0.8%, and it has net margins of 1.1%.

Key information

-0.9%

Earnings growth rate

-0.06%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate3.9%
Return on equity0.8%
Net Margin1.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Texas Capital Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:TCA Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2482796910
30 Jun 249721326760
31 Mar 249961596730
31 Dec 231,0041726700
30 Sep 231,2683696950
30 Jun 231,2593497150
31 Mar 231,1983146970
31 Dec 221,1593156570
30 Sep 229041635990
30 Jun 228611655550
31 Mar 228982025270
31 Dec 219372355100
30 Sep 219352324610
30 Jun 219632484620
31 Mar 218971445140
31 Dec 20796575540
30 Sep 20812615830
30 Jun 20835925700
31 Mar 208892045190
31 Dec 199973025120
30 Sep 199543104740
30 Jun 199373074620
31 Mar 199253014500
31 Dec 189062844440
30 Sep 189132644260
30 Jun 188722374060
31 Mar 188382173870
31 Dec 177921873780
30 Sep 177451913610
30 Jun 177031753460
31 Mar 176691633340
31 Dec 166241453180
30 Sep 165821323020
30 Jun 165601262920
31 Mar 165461252840
31 Dec 155511352760
30 Sep 155441382660
30 Jun 155341382600
31 Mar 155151332510
31 Dec 144971272460
30 Sep 144831192430
30 Jun 144671162330
31 Mar 144511062260
31 Dec 134451142230

Quality Earnings: TCA has high quality earnings.

Growing Profit Margin: TCA's current net profit margins (1.1%) are lower than last year (29.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: TCA's earnings have declined by 0.9% per year over the past 5 years.

Accelerating Growth: TCA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: TCA had negative earnings growth (-97.5%) over the past year, making it difficult to compare to the Banks industry average (12.6%).

Return on Equity

High ROE: TCA's Return on Equity (0.8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 08:16
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Texas Capital Bancshares, Inc. is covered by 34 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jason GoldbergBarclays
Jared ShawBarclays
Brandon BermanBofA Global Research