Texas Capital Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Texas Capital Bancshares has total assets of $29.2B and total equity of $3.2B. Total deposits are $24.0B, and total loans are $20.6B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $3.2B.
Key information
9.2x
Asset to equity ratio
3.2%
Net interest margin
Total deposits | US$23.95b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$3.21b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TCA's Assets to Equity ratio (9.2x) is low.
Allowance for Bad Loans: TCA has a sufficient allowance for bad loans (259%).
Low Risk Liabilities: 92% of TCA's liabilities are made up of primarily low risk sources of funding.
Loan Level: TCA has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: TCA's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: TCA has an appropriate level of bad loans (0.5%).