Stock Yards Bancorp Past Earnings Performance
Past criteria checks 2/6
Stock Yards Bancorp has been growing earnings at an average annual rate of 15%, while the Banks industry saw earnings growing at 17.2% annually. Revenues have been growing at an average rate of 17.3% per year. Stock Yards Bancorp's return on equity is 11.4%, and it has net margins of 32.2%.
Key information
15.0%
Earnings growth rate
7.9%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 17.3% |
| Return on equity | 11.4% |
| Net Margin | 32.2% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Stock Yards Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 332 | 107 | 168 | 0 |
| 30 Jun 24 | 327 | 105 | 166 | 0 |
| 31 Mar 24 | 324 | 105 | 162 | 0 |
| 31 Dec 23 | 324 | 108 | 158 | 0 |
| 30 Sep 23 | 328 | 114 | 153 | 0 |
| 30 Jun 23 | 330 | 115 | 152 | 0 |
| 31 Mar 23 | 328 | 114 | 151 | 0 |
| 31 Dec 22 | 311 | 93 | 144 | 0 |
| 30 Sep 22 | 293 | 88 | 136 | 0 |
| 30 Jun 22 | 275 | 82 | 128 | 0 |
| 31 Mar 22 | 249 | 60 | 116 | 0 |
| 31 Dec 21 | 237 | 75 | 107 | 0 |
| 30 Sep 21 | 217 | 68 | 100 | 0 |
| 30 Jun 21 | 194 | 59 | 93 | 0 |
| 31 Mar 21 | 180 | 68 | 87 | 0 |
| 31 Dec 20 | 166 | 59 | 86 | 0 |
| 30 Sep 20 | 163 | 58 | 86 | 0 |
| 30 Jun 20 | 166 | 60 | 84 | 0 |
| 31 Mar 20 | 170 | 64 | 85 | 0 |
| 31 Dec 19 | 172 | 66 | 84 | 0 |
| 30 Sep 19 | 168 | 64 | 84 | 0 |
| 30 Jun 19 | 162 | 61 | 83 | 0 |
| 31 Mar 19 | 158 | 58 | 81 | 0 |
| 31 Dec 18 | 156 | 56 | 77 | 0 |
| 30 Sep 18 | 148 | 46 | 77 | 0 |
| 30 Jun 18 | 145 | 44 | 76 | 0 |
| 31 Mar 18 | 141 | 41 | 75 | 0 |
| 31 Dec 17 | 138 | 38 | 75 | 0 |
| 30 Sep 17 | 140 | 44 | 78 | 0 |
| 30 Jun 17 | 138 | 42 | 76 | 0 |
| 31 Mar 17 | 136 | 42 | 73 | 0 |
| 31 Dec 16 | 133 | 41 | 69 | 0 |
| 30 Sep 16 | 131 | 40 | 61 | 0 |
| 30 Jun 16 | 129 | 39 | 60 | 0 |
| 31 Mar 16 | 128 | 38 | 59 | 0 |
| 31 Dec 15 | 127 | 37 | 64 | 0 |
| 30 Sep 15 | 125 | 36 | 58 | 0 |
| 30 Jun 15 | 126 | 37 | 59 | 0 |
| 31 Mar 15 | 124 | 36 | 58 | 0 |
| 31 Dec 14 | 122 | 35 | 58 | 0 |
| 30 Sep 14 | 120 | 32 | 58 | 0 |
| 30 Jun 14 | 115 | 30 | 57 | 0 |
| 31 Mar 14 | 113 | 29 | 56 | 0 |
| 31 Dec 13 | 109 | 27 | 54 | 0 |
Quality Earnings: S4Y has high quality earnings.
Growing Profit Margin: S4Y's current net profit margins (32.2%) are lower than last year (34.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: S4Y's earnings have grown by 15% per year over the past 5 years.
Accelerating Growth: S4Y's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: S4Y had negative earnings growth (-6%) over the past year, making it difficult to compare to the Banks industry average (16.7%).
Return on Equity
High ROE: S4Y's Return on Equity (11.4%) is considered low.