Stock Yards Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Stock Yards Bancorp has total assets of $8.4B and total equity of $934.1M. Total deposits are $6.7B, and total loans are $6.2B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $255.6M.
Key information
9x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$6.73b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$255.56m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: S4Y's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: S4Y has a sufficient allowance for bad loans (497%).
Low Risk Liabilities: 90% of S4Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: S4Y has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: S4Y's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: S4Y has an appropriate level of bad loans (0.3%).