NatWest Group Balance Sheet Health
Financial Health criteria checks 5/6
NatWest Group has total assets of £711.9B and total equity of £38.5B. Total deposits are £460.3B, and total loans are £361.6B earning a Net Interest Margin of 2.1%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are £260.7B.
Key information
18.5x
Asset to equity ratio
2.1%
Net interest margin
| Total deposits | UK£460.34b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | UK£260.65b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RYSD's Assets to Equity ratio (18.5x) is moderate.
Allowance for Bad Loans: RYSD has a low allowance for bad loans (58%).
Low Risk Liabilities: 68% of RYSD's liabilities are made up of primarily low risk sources of funding.
Loan Level: RYSD has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: RYSD's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: RYSD has an appropriate level of bad loans (1.7%).