Popular (PP4A) Stock Overview

Through its subsidiaries, provides various retail, mortgage, and commercial banking products and services in Puerto Rico, the United States, and the British Virgin Islands. More details

PP4A fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	2/6
Past Performance	4/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 61.7% below our estimate of its fair value

Earnings are forecast to grow 7.94% per year

Earnings grew by 46.5% over the past year

Pays a reliable dividend of 2.35%

Risk Analysis

Shares are highly illiquid

Significant insider selling over the past 3 months

PP4A Community Fair Values

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Popular, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Popular
Historical stock prices
Current Share Price	US$111.00
52 Week High	US$111.00
52 Week Low	US$105.00
Beta	0.65
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	435.71%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	PP4A	DE Banks	DE Market
7D	5.7%	0.1%	2.6%
1Y	n/a	60.6%	16.5%

Return vs Industry: Insufficient data to determine how PP4A performed against the German Banks industry.

Return vs Market: Insufficient data to determine how PP4A performed against the German Market.

Price Volatility

Is PP4A's price volatile compared to industry and market?
PP4A volatility
PP4A Average Weekly Movement	n/a
Banks Industry Average Movement	3.3%
Market Average Movement	5.1%
10% most volatile stocks in DE Market	12.2%
10% least volatile stocks in DE Market	2.5%

Stable Share Price: PP4A's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine PP4A's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1893	9,231	Javier Ferrer-Fernández	www.popular.com

Popular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking products and services in Puerto Rico, the United States, and the British Virgin Islands. The company offers savings, NOW, money market, and other interest-bearing demand accounts; non-interest bearing demand deposits; and certificates of deposit. It also provides commercial and industrial, commercial multi-family, commercial real estate, and residential mortgage loans; consumer loans, including personal loans, credit cards, automobile loans, home equity lines of credit, and other loans to individual borrowers; construction loans; and lease financing comprising automobile loans/leases.

Popular, Inc. Fundamentals Summary

How do Popular's earnings and revenue compare to its market cap?
PP4A fundamental statistics
Market cap	€7.32b
Earnings (TTM)	€666.61m
Revenue (TTM)	€2.47b

11.0x

P/E Ratio

1.4x

P/B Ratio

Is PP4A overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PP4A income statement (TTM)
Revenue	US$2.88b
Cost of Revenue	US$0
Gross Profit	US$2.88b
Other Expenses	US$2.10b
Earnings	US$775.66m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

Jan 27, 2026

Earnings per share (EPS)	11.63
Gross Margin	100.00%
Net Profit Margin	26.96%
Debt/Equity Ratio	20.5%

How did PP4A perform over the long term?

See historical performance and comparison

Dividends

2.3%

Current Dividend Yield

25%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/01/11 06:17
End of Day Share Price	2026/01/09 00:00
Earnings	2025/09/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Popular, Inc. is covered by 17 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jared David Shaw	Barclays
Brandon Berman	BofA Global Research
Joseph Gladue	B. Riley Securities, Inc.