PNC Financial Services Group Balance Sheet Health
Financial Health criteria checks 6/6
PNC Financial Services Group has total assets of $564.9B and total equity of $55.7B. Total deposits are $424.0B, and total loans are $316.8B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $9.8B.
Key information
10.1x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$423.97b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$9.79b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PNP's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: PNP has a sufficient allowance for bad loans (178%).
Low Risk Liabilities: 83% of PNP's liabilities are made up of primarily low risk sources of funding.
Loan Level: PNP has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: PNP's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: PNP has an appropriate level of bad loans (0.8%).