SCB X Balance Sheet Health
Financial Health criteria checks 5/6
SCB X has total assets of THB3,409.2B and total equity of THB483.5B. Total deposits are THB2,432.4B, and total loans are THB2,309.0B. It earns a Net Interest Margin of 3.7%. It has sufficient allowance for bad loans, which are currently at 3.9% of total loans. Cash and short-term investments are THB660.0B.
Key information
7.1x
Asset to equity ratio
3.7%
Net interest margin
| Total deposits | ฿2.43t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ฿659.97b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OU80's Assets to Equity ratio (7.1x) is low.
Allowance for Bad Loans: OU80 has a sufficient allowance for bad loans (157%).
Low Risk Liabilities: 83% of OU80's liabilities are made up of primarily low risk sources of funding.
Loan Level: OU80 has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: OU80's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: OU80 has a high level of bad loans (3.9%).