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OTP Bank Nyrt Past Earnings Performance

Past criteria checks 2/6

OTP Bank Nyrt has been growing earnings at an average annual rate of 4.5%, while the Banks industry saw earnings growing at 8.8% annually. Revenues have been growing at an average rate of 10.2% per year. OTP Bank Nyrt's return on equity is 9.9%, and it has net margins of 24.3%.

Key information

4.5%

Earnings growth rate

4.3%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate10.2%
Return on equity9.9%
Net Margin24.3%
Last Earnings Update30 Sep 2022

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How OTP Bank Nyrt makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:OSZG Revenue, expenses and earnings (HUF Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 221,408,457342,115692,5360
30 Jun 221,340,004282,871648,2450
31 Mar 221,254,943328,464624,5080
31 Dec 211,302,348455,476609,5670
30 Sep 211,231,361398,174573,5110
30 Jun 211,255,712391,246577,8250
31 Mar 211,155,937351,072564,4650
31 Dec 201,040,074253,826564,2320
30 Sep 20956,591297,920557,7090
30 Jun 20953,088316,419510,6120
31 Mar 20976,275340,523527,4190
31 Dec 191,029,780417,250498,4960
30 Sep 191,042,236388,230480,0120
30 Jun 19978,008342,441486,0030
31 Mar 19942,388326,518447,2870
31 Dec 18916,019318,908430,5700
30 Sep 18929,612308,750415,9000
30 Jun 18917,863302,148409,8440
31 Mar 18879,877293,315389,8700
31 Dec 17854,859281,142380,7510
30 Sep 17772,220239,178356,2390
30 Jun 17744,899229,583293,9860
31 Mar 17737,171220,787334,0300
31 Dec 16693,295202,210326,7130
30 Sep 16645,172202,495324,7720
30 Jun 16577,805106,047374,9310
31 Mar 16693,35595,650327,5950
31 Dec 15524,14663,583318,1100

Quality Earnings: OSZG has high quality earnings.

Growing Profit Margin: OSZG's current net profit margins (24.3%) are lower than last year (32.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: OSZG's earnings have grown by 4.5% per year over the past 5 years.

Accelerating Growth: OSZG's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: OSZG had negative earnings growth (-14.1%) over the past year, making it difficult to compare to the Banks industry average (32%).


Return on Equity

High ROE: OSZG's Return on Equity (9.9%) is considered low.


Return on Assets


Return on Capital Employed


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