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KDB logo

KBC Group DB:KDB Stock Report

Last Price

€81.06

Market Cap

€32.2b

7D

-1.0%

1Y

27.7%

Updated

22 Feb, 2025

Data

Company Financials +

KBC Group NV

DB:KDB Stock Report

Market Cap: €32.2b

KDB Stock Overview

Provides integrated bank-insurance services primarily for retail, private banking, small and medium sized enterprises, and mid-cap clients. More details

KDB fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance3/6
Financial Health4/6
Dividends5/6

Rewards

Trading at 39% below our estimate of its fair value

Risk Analysis

Unstable dividend track record


My Notes

Capture your thoughts, links and company narrative

KBC Group NV Competitors

Commerzbank

XTRA:CBK

€23.1b

ProCredit Holding

XTRA:PCZ

€554.8m

Merkur PrivatBank KgaA

XTRA:MBK

€111.2m

Standard Chartered

LSE:STAN

UK£28.2b

Price History & Performance

Summary of share price highs, lows and changes for KBC Group
Historical stock prices
Current Share Price€81.06
52 Week High€82.66
52 Week Low€63.70
Beta1.13
1 Month Change11.59%
3 Month Change16.33%
1 Year Change27.65%
3 Year Change21.93%
5 Year Change34.29%
Change since IPO76.22%

Recent News & Updates

Recent updates

Shareholder Returns

KDBDE BanksDE Market
7D-1.0%2.1%-0.6%
1Y27.7%35.7%14.8%

Return vs Industry: KDB underperformed the German Banks industry which returned 35.7% over the past year.

Return vs Market: KDB exceeded the German Market which returned 14.8% over the past year.

Price Volatility

Is KDB's price volatile compared to industry and market?
KDB volatility
KDB Average Weekly Movement3.0%
Banks Industry Average Movement3.2%
Market Average Movement4.8%
10% most volatile stocks in DE Market11.5%
10% least volatile stocks in DE Market2.6%

Stable Share Price: KDB has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: KDB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
193537,964Johan Thijswww.kbc.com

KBC Group NV, together with its subsidiaries, provides integrated bank-insurance services primarily for retail, private banking, small and medium sized enterprises, and mid-cap clients. The company provides demand deposits and savings accounts; home and mortgage loans; consumer finance and SME funding services; credit, investment fund and asset management, and life and non-life insurance; and cash management, payments, trade finance, lease, money market, capital market products, and stockbroking services. It offers digital and mobile banking services.

KBC Group NV Fundamentals Summary

How do KBC Group's earnings and revenue compare to its market cap?
KDB fundamental statistics
Market cap€32.24b
Earnings (TTM)€3.33b
Revenue (TTM)€10.94b

9.7x

P/E Ratio

1.3x

P/B Ratio

Is KDB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
KDB income statement (TTM)
Revenue€10.94b
Cost of Revenue€0
Gross Profit€10.94b
Other Expenses€7.61b
Earnings€3.33b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

Mar 31, 2025

Earnings per share (EPS)8.40
Gross Margin100.00%
Net Profit Margin30.45%
Debt/Equity Ratio220.3%

How did KDB perform over the long term?

See historical performance and comparison

Dividends

5.1%

Current Dividend Yield

50%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/22 02:13
End of Day Share Price 2025/02/21 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

KBC Group NV is covered by 40 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Cor KluisABN AMRO Bank N.V.
Juan Lopez CoboBanco Santander
Kirishanthan VijayarajahBarclays