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KDB logo

KBC Group DB:KDB Stock Report

Last Price

€73.26

Market Cap

€29.1b

7D

0.3%

1Y

26.6%

Updated

20 Dec, 2024

Data

Company Financials +

KBC Group NV

DB:KDB Stock Report

Market Cap: €29.1b

KDB Stock Overview

Provides integrated bank-insurance services primarily for retail, private banking, small and medium sized enterprises, and mid-cap clients. More details

KDB fundamental analysis
Snowflake Score
Valuation3/6
Future Growth1/6
Past Performance2/6
Financial Health4/6
Dividends5/6

Rewards

Trading at 49.3% below our estimate of its fair value

Earnings are forecast to grow 2.03% per year

Risk Analysis

Unstable dividend track record


My Notes

Capture your thoughts, links and company narrative

KBC Group NV Competitors

Commerzbank

XTRA:CBK

€18.1b

ProCredit Holding

XTRA:PCZ

€454.7m

Merkur PrivatBank KgaA

XTRA:MBK

€103.5m

DNB Bank

OB:DNB

NOK 332.4b

Price History & Performance

Summary of share price highs, lows and changes for KBC Group
Historical stock prices
Current Share Price€73.26
52 Week High€73.44
52 Week Low€56.46
Beta1.17
1 Month Change3.50%
3 Month Change3.21%
1 Year Change26.62%
3 Year Change-1.13%
5 Year Change8.69%
Change since IPO59.26%

Recent News & Updates

Recent updates

Shareholder Returns

KDBDE BanksDE Market
7D0.3%-2.0%-2.6%
1Y26.6%19.2%6.9%

Return vs Industry: KDB exceeded the German Banks industry which returned 20.4% over the past year.

Return vs Market: KDB exceeded the German Market which returned 7.1% over the past year.

Price Volatility

Is KDB's price volatile compared to industry and market?
KDB volatility
KDB Average Weekly Movement2.5%
Banks Industry Average Movement3.1%
Market Average Movement4.8%
10% most volatile stocks in DE Market11.3%
10% least volatile stocks in DE Market2.4%

Stable Share Price: KDB has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: KDB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
193537,964Johan Thijswww.kbc.com

KBC Group NV, together with its subsidiaries, provides integrated bank-insurance services primarily for retail, private banking, small and medium sized enterprises, and mid-cap clients. The company provides demand deposits and savings accounts; home and mortgage loans; consumer finance and SME funding services; credit, investment fund and asset management, and life and non-life insurance; and cash management, payments, trade finance, lease, money market, capital market products, and stockbroking services. It offers digital and mobile banking services.

KBC Group NV Fundamentals Summary

How do KBC Group's earnings and revenue compare to its market cap?
KDB fundamental statistics
Market cap€29.06b
Earnings (TTM)€2.89b
Revenue (TTM)€10.83b

10.0x

P/E Ratio

1.2x

P/B Ratio

Is KDB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
KDB income statement (TTM)
Revenue€10.83b
Cost of Revenue€0
Gross Profit€10.83b
Other Expenses€7.93b
Earnings€2.89b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 13, 2025

Earnings per share (EPS)7.30
Gross Margin100.00%
Net Profit Margin26.71%
Debt/Equity Ratio182.6%

How did KDB perform over the long term?

See historical performance and comparison

Dividends

5.7%

Current Dividend Yield

58%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 04:57
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

KBC Group NV is covered by 48 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Cor KluisABN AMRO Bank N.V.
Pierre-Yves GauthierAlphaValue
Ignacio Mendez TerrosoBanco Santander