KBC Share Price Performance
€114.25
38.71 (51.24%)
4.8% overvalued intrinsic discount
€108.97
Fair Value
Price €114.25
AnalystConsensusTarget €108.97
AnalystHighTarget €120.00
AnalystLowTarget €87.00
Fair Value€108.97
Share Pricen/a
KBC Group NV Stock Price
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KBC Community Narratives
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Fair Value €108.97 4.8% overvalued intrinsic discount
Analyst Commentary Highlights Rising Price Targets and Improved Outlook for KBC Group
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Fair Value €120 4.8% undervalued intrinsic discount
Digital Platforms And Green Finance Will Shape Enduring Value
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Fair Value €87 31.3% overvalued intrinsic discount
Fintech Alternatives And European Risks Will Destabilize Legacy Banking
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Analyst Commentary Highlights Rising Price Targets and Improved Outlook for KBC Group
Key Takeaways Digital transformation through the successful adoption of the Kate assistant and banking apps is enhancing cost efficiency, customer engagement, and margin expansion opportunities. Diversified revenue streams and a positive deposit mix shift, supported by strong bancassurance and Central European growth, position the company for continued earnings outperformance.Read more
120
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€108.97
4.8% overvalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
7.84% p.a.
Profit Margin
28.47%
Future PE
12.85x
Price in 2029
€133.93
Fintech Alternatives And European Risks Will Destabilize Legacy Banking
Key Takeaways Competition from fintech, neobanks, and digital alternatives is eroding KBC's core revenues and threatening long-term market share and fee sustainability. Rising regulatory and compliance pressures, coupled with regional economic exposure, risk further margin compression and stagnant or declining earnings.Read more
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€87
31.3% overvalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
6.04% p.a.
Profit Margin
27.43%
Future PE
11.2x
Price in 2028
€106.96
Digital Platforms And Green Finance Will Shape Enduring Value
Key Takeaways Advanced digital platform adoption and full bancassurance integration are set to drive significant cost reductions, higher customer retention, and long-term earnings resilience. Strong momentum in sustainable products and demographic trends positions KBC for elevated income growth and market share in high-margin financial segments.Read more
12
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€120
4.8% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
9.05% p.a.
Profit Margin
29.54%
Future PE
13.56x
Price in 2028
€147.86
Trending Discussion
Recently Updated Narratives
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KBC: Future Returns Will Rely On Rate Backdrop And Execution Delivery
Fair Value: €108.97 4.8% overvalued intrinsic discount
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KBC: Rising Deal Ambitions Will Likely Expose Earnings Multiple To Compression
Fair Value: €87 31.3% overvalued intrinsic discount
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Digital Platforms And Green Finance Will Shape Enduring Value
Fair Value: €120 4.8% undervalued intrinsic discount
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Snowflake Analysis
Solid track record with excellent balance sheet and pays a dividend.
1 Risk
3 Rewards
KBC Group NV Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
Feb 12, 2026
- 9.01
- 100.00%
- 30.87%
- 188.1%
About KBC
- Founded
- 1935
- Employees
- 35176
- CEO
- WebsiteView website
KBC Group NV, together with its subsidiaries, provides banking, insurance, and asset management services primarily for retail, private banking, small and medium sized enterprises, and mid-cap clients in Belgium, Bulgaria, the Czech Republic, Hungary, and Slovakia. The company provides demand deposits, time deposits, and savings and current accounts; home and mortgage loans; home insurance; consumer finance and SME funding services, investment fund, and life and non-life insurance; and cash management, payments, trade finance, lease, money market, capital market products, corporate finance, factoring, and stockbroking services. It offers digital and mobile banking services, as well as engages in the credit institution, software, driving school/roadside assistance business. The company was formerly known as KBC Bank and Insurance Holding Company NV and changed its name to KBC Group NV in March 2005. KBC Group NV was incorporated in 1935 and is headquartered in Brussels, Belgium.
