Jyske Bank (DB:JYS1) - Stock Price, News & Analysis

JYS1 Stock Overview

Jyske Bank A/S provides various financial solutions in Denmark and Germany.

JYS1 fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	5/6
Financial Health	3/6
Dividends	2/6

Rewards

Trading at 62.6% below our estimate of its fair value

Earnings grew by 59.3% over the past year

Risk Analysis

Earnings are forecast to decline by an average of 8.2% per year for the next 3 years

Jyske Bank A/S Competitors

Commerzbank

XTRA:CBK

€16.4b

ProCredit Holding

XTRA:PCZ

€524.2m

UmweltBank

XTRA:UBK

€233.2m

Merkur PrivatBank KgaA

XTRA:MBK

€115.9m

Price History & Performance

Summary of all time highs, changes and price drops for Jyske Bank
Historical stock prices
Current Share Price	kr.76.10
52 Week High	kr.81.60
52 Week Low	kr.61.78
Beta	0.69
1 Month Change	-1.30%
3 Month Change	5.99%
1 Year Change	13.55%
3 Year Change	87.21%
5 Year Change	114.25%
Change since IPO	596.57%

Recent updates

Shareholder Returns

	JYS1	DE Banks	DE Market
7D	-0.9%	3.2%	1.7%
1Y	13.5%	28.5%	2.3%

Return vs Industry: JYS1 underperformed the German Banks industry which returned 28.5% over the past year.

Return vs Market: JYS1 exceeded the German Market which returned 2.3% over the past year.

Price Volatility

Is JYS1's price volatile compared to industry and market?
JYS1 volatility
JYS1 Average Weekly Movement	2.8%
Banks Industry Average Movement	3.4%
Market Average Movement	4.8%
10% most volatile stocks in DE Market	10.1%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: JYS1 has not had significant price volatility in the past 3 months.

Volatility Over Time: JYS1's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1917	3,940	Lars Morch	www.jyskebank.dk

Jyske Bank A/S provides various financial solutions in Denmark and Germany. The company operates through Banking Activities, Mortgage Activities, and Leasing Activities segments. The Banking Activities segment provides advisory services relating to traditional financial solutions for personal and private banking, and corporate clients; and trading and investment services, including trading in interest rate products, currencies, equities, commodities, and derivatives for corporate and institutional clients.

Jyske Bank A/S Fundamentals Summary

How do Jyske Bank's earnings and revenue compare to its market cap?
JYS1 fundamental statistics
Market cap	€4.93b
Earnings (TTM)	€769.71m
Revenue (TTM)	€1.98b

6.4x

P/E Ratio

0.8x

P/B Ratio

Is JYS1 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
JYS1 income statement (TTM)
Revenue	kr.14.73b
Cost of Revenue	kr.0
Gross Profit	kr.14.73b
Other Expenses	kr.8.99b
Earnings	kr.5.74b

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

May 07, 2024

Earnings per share (EPS)	89.35
Gross Margin	100.00%
Net Profit Margin	38.97%
Debt/Equity Ratio	1,095.0%

How did JYS1 perform over the long term?

See historical performance and comparison

Dividends

1.4%

Current Dividend Yield

9%

Payout Ratio

JYS1 Stock Overview

Rewards

Risk Analysis

Jyske Bank A/S Competitors

XTRA:CBK

€16.4b

XTRA:PCZ

€524.2m

XTRA:UBK

€233.2m

XTRA:MBK

€115.9m

Price History & Performance

Recent News & Updates

Jyske Bank A/S Announces Board Changes

Jyske Bank A/S Appoints Jacob Gyntelberg as Managing Director, Chief Risk Officer and Member of the Group Executive Board

Upcoming dividend of kr.7.78 per share

Full year 2023 earnings released: EPS: kr.89.34 (vs kr.55.35 in FY 2022)

Jyske Bank A/S Provides Earnings Guidance for the Year 2024

Jyske Bank A/S Announces Supervisory Board Changes

Recent updates

Jyske Bank A/S Announces Board Changes

Jyske Bank A/S Appoints Jacob Gyntelberg as Managing Director, Chief Risk Officer and Member of the Group Executive Board

Upcoming dividend of kr.7.78 per share

Full year 2023 earnings released: EPS: kr.89.34 (vs kr.55.35 in FY 2022)

Jyske Bank A/S Provides Earnings Guidance for the Year 2024

Jyske Bank A/S Announces Supervisory Board Changes

Jyske Bank A/S Revises Earnings Guidance for the Year 2023

Jyske Bank A/S Revises Earnings Guidance for the Year 2023

Jyske Bank A/S Announces Extraordinary Dividend

Jyske Bank A/S Announces Extraordinary Dividend

Jyske Bank A/S Proposes Extraordinary Dividend

Third quarter 2023 earnings released: EPS: kr.24.56 (vs kr.7.25 in 3Q 2022)

New major risk - Revenue and earnings growth

Jyske Bank A/S Announces Chief Executive Officer Changes

Jyske Bank A/S Upgrades Earnings Guidance for the Year 2023

New major risk - Revenue and earnings growth

Second quarter 2023 earnings released: EPS: kr.18.04 (vs kr.12.42 in 2Q 2022)

Jyske Bank A/S to Report Nine Months, 2024 Results on Oct 29, 2024

Jyske Bank A/S Upgrades Earnings Expectations for 2023

Jyske Bank A/S Upgrades Earnings Expectations for 2023

Now 20% undervalued

Jyske Bank A/S (CPSE:JYSK) entered into an agreement to acquire 100% stake in PFA Bank A/S from PFA Holding A/S for DKK 245 million.

Now 21% undervalued

First quarter 2023 earnings released: EPS: kr.19.50 (vs kr.12.14 in 1Q 2022)

Key Executive recently bought €110k worth of stock

Now 22% undervalued

Full year 2022 earnings released: EPS: kr.55.35 (vs kr.42.40 in FY 2021)

Jyske Bank A/S Revises Earnings Guidance for the Year 2023

Jyske Bank A/S Provides Earnings Guidance for the Year 2023

Jyske Bank A/S Revises Earnings Guidance for the Year 2022

Jyske Bank A/S (CPSE:JYSK) completed the acquisition of Business activities of Svenska Handelsbanken AB in Denmark from Svenska Handelsbanken AB (publ) (OM:SHB A).

Third quarter 2022 earnings released: EPS: kr.7.25 (vs kr.9.30 in 3Q 2021)

Jyske Bank A/S Announces Earnings Guidance for 2022

Investor sentiment improved over the past week

Jyske Bank A/S Provides Earnings Guidance for the Fiscal Year 2022

Second quarter 2022 earnings released: EPS: kr.12.42 (vs kr.10.59 in 2Q 2021)

Jyske Bank A/S to Report First Half, 2023 Results on Aug 15, 2023

Jyske Bank A/S (CPSE:JYSK) acquired an unknown stake in Lokalbolig A/S.

Jyske Bank A/S (CPSE:JYSK) entered into an agreement to acquire Business activities of Svenska Handelsbanken AB in Denmark from Svenska Handelsbanken AB (publ) (OM:SHB A).

Jyske Bank A/S (CPSE:JYSK) entered into an agreement to acquire Business activities of Svenska Handelsbanken AB in Denmark from Svenska Handelsbanken AB (publ) (OM:SHB A).

Jyske Bank in Discussions to Acquire Svenska Handelsbanken's Danish Activities

Investor sentiment deteriorated over the past week

Ahlsell Danmark Aps agreed to acquire a 75.49% stake in Sanistål A/S (CPSE : SANI) from Danske Bank A/S (CPSE:DANSKE), Jyske Bank A/S (CPSE:JYSK), Nykredit Bank A/S and Nordea Bank Abp (OM:NDA SE) for approximately DKK 520 million.

First quarter 2022 earnings released: EPS: kr.12.14 (vs kr.11.63 in 1Q 2021)

Investor sentiment improved over the past week

Jyske Bank A/S Revises Earnings Guidance for 2022

Jyske Bank A/S Elects Representatives to the Supervisory Board

Full year 2021 earnings: EPS in line with analyst expectations despite revenue beat

Jyske Bank A/S Provides Earnings Guidance for 2022

Now 21% undervalued

Jyske Bank A/S Provides Earnings Guidance for the Year 2022

Third quarter 2021 earnings released

Second quarter 2021 earnings released: EPS kr.10.59 (vs kr.11.30 in 2Q 2020)

Jyske Bank A/S Updates Earnings Guidance for the Year 2021

First quarter 2021 earnings released: EPS kr.11.64 (vs kr.11.10 loss in 1Q 2020)

Jyske Bank A/S Announces Loan Impairment Charges for the First Quarter of 2021

Jyske Bank Revises Earnings Guidance for the Fiscal 2021

Jyske Bank Revises Earnings Outlook for 2021

Supervisory Board Member has left the company