Hancock Whitney Balance Sheet Health
Financial Health criteria checks 6/6
Hancock Whitney has total assets of $35.2B and total equity of $4.2B. Total deposits are $29.0B, and total loans are $23.1B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $1.4B.
Key information
8.4x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$28.98b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$1.43b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HH1's Assets to Equity ratio (8.4x) is low.
Allowance for Bad Loans: HH1 has a sufficient allowance for bad loans (183%).
Low Risk Liabilities: 93% of HH1's liabilities are made up of primarily low risk sources of funding.
Loan Level: HH1 has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: HH1's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: HH1 has an appropriate level of bad loans (0.7%).