H4L1 Stock Overview
Provides corporate and retail banking services primarily in the Republic of Kazakhstan, Kyrgyzstan, Georgia, and Uzbekistan. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 3/6 |
| Past Performance | 6/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
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Halyk Bank of Kazakhstan Joint Stock Company Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$20.80 |
| 52 Week High | US$23.60 |
| 52 Week Low | US$14.00 |
| Beta | 0.66 |
| 1 Month Change | -0.95% |
| 3 Month Change | 6.12% |
| 1 Year Change | 22.35% |
| 3 Year Change | 150.60% |
| 5 Year Change | 112.68% |
| Change since IPO | 38.67% |
Recent News & Updates
Recent updates
Shareholder Returns
| H4L1 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -1.0% | -0.8% | -0.9% |
| 1Y | 22.4% | 30.8% | 14.1% |
Return vs Industry: H4L1 underperformed the German Banks industry which returned 30.8% over the past year.
Return vs Market: H4L1 exceeded the German Market which returned 14.1% over the past year.
Price Volatility
| H4L1 volatility | |
|---|---|
| H4L1 Average Weekly Movement | 9.1% |
| Banks Industry Average Movement | 4.8% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in DE Market | 12.7% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: H4L1's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: H4L1's weekly volatility (9%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1923 | 16,656 | Umut Shayakhmetova | halykbank.kz |
Halyk Bank of Kazakhstan Joint Stock Company, together with its subsidiaries, provides corporate and retail banking services primarily in the Republic of Kazakhstan, Kyrgyzstan, Georgia, and Uzbekistan. It operates through four segments: Corporate Banking, SME Banking, Retail Banking, and Investment Banking. The company’s products and services include current and correspondent accounts; various deposit products; investment savings products; credit and debit cards; consumer loans and mortgages; custody, and foreign currency related services; overdrafts; other credit facilities; and letters of credit, trade finance products, foreign exchange, interbank operations, cash services, and documentary services.
Halyk Bank of Kazakhstan Joint Stock Company Fundamentals Summary
| H4L1 fundamental statistics | |
|---|---|
| Market cap | €5.79b |
| Earnings (TTM) | €1.75b |
| Revenue (TTM) | €3.01b |
Is H4L1 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| H4L1 income statement (TTM) | |
|---|---|
| Revenue | ₸1.75t |
| Cost of Revenue | ₸5.96b |
| Gross Profit | ₸1.75t |
| Other Expenses | ₸727.41b |
| Earnings | ₸1.02t |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.75k |
| Gross Margin | 99.66% |
| Net Profit Margin | 58.13% |
| Debt/Equity Ratio | 57.0% |
How did H4L1 perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/25 03:44 |
| End of Day Share Price | 2025/05/23 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Halyk Bank of Kazakhstan Joint Stock Company is covered by 19 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jason Hurwitz | Alfa Bank |
| Olga Veselova | BofA Global Research |
| Tomiris Tokkozha | Centras Securities JSC |