Halyk Bank of Kazakhstan Joint Stock Company

DB:H4L1 Stock Report

Market Cap: €5.0b

Halyk Bank of Kazakhstan Balance Sheet Health

Financial Health criteria checks 4/6

Halyk Bank of Kazakhstan has total assets of KZT17,650.1B and total equity of KZT2,879.3B. Total deposits are KZT11,974.5B, and total loans are KZT10,140.3B.

Key information

6.1x

Asset to equity ratio

n/a

Net interest margin

Total deposits

₸11.97t

Loan to deposit ratio

Appropriate

Bad loans

6.9%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

₸2.75t

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: H4L1's Assets to Equity ratio (6.1x) is low.

Allowance for Bad Loans: H4L1 has a low allowance for bad loans (76%).

Low Risk Liabilities: 81% of H4L1's liabilities are made up of primarily low risk sources of funding.

Loan Level: H4L1 has an appropriate level of Loans to Assets ratio (57%).

Low Risk Deposits: H4L1's Loans to Deposits ratio (85%) is appropriate.

Level of Bad Loans: H4L1 has a high level of bad loans (6.9%).


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