FU3 Stock Overview
Operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
No risks detected for FU3 from our risk checks.
Community vs My Fair Value
Create NarrativeSelect a narrative for quick price alerts from the community, or create your own.
First United Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$25.60 |
| 52 Week High | US$39.40 |
| 52 Week Low | US$17.80 |
| Beta | 0.59 |
| 1 Month Change | 2.40% |
| 3 Month Change | -28.89% |
| 1 Year Change | 29.95% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 84.17% |
Recent News & Updates
Recent updates
Shareholder Returns
| FU3 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -7.9% | -0.8% | -0.9% |
| 1Y | 29.9% | 30.8% | 14.1% |
Return vs Industry: FU3 underperformed the German Banks industry which returned 32.6% over the past year.
Return vs Market: FU3 exceeded the German Market which returned 15.8% over the past year.
Price Volatility
| FU3 volatility | |
|---|---|
| FU3 Average Weekly Movement | 7.2% |
| Banks Industry Average Movement | 4.8% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in DE Market | 12.7% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: FU3 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: FU3's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1900 | 309 | Carissa Rodeheaver | mybank.com |
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers various deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit; demand deposits; business and personal loans; lines of credit; commercial loans secured by real estate, commercial equipment, vehicles or other assets of the borrower; residential mortgages; real estate construction loans to builders and individuals for single family dwellings; and indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans.
First United Corporation Fundamentals Summary
| FU3 fundamental statistics | |
|---|---|
| Market cap | €172.15m |
| Earnings (TTM) | €19.96m |
| Revenue (TTM) | €69.90m |
Is FU3 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FU3 income statement (TTM) | |
|---|---|
| Revenue | US$79.40m |
| Cost of Revenue | US$0 |
| Gross Profit | US$79.40m |
| Other Expenses | US$56.73m |
| Earnings | US$22.68m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.50 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.56% |
| Debt/Equity Ratio | 76.9% |
How did FU3 perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/23 19:08 |
| End of Day Share Price | 2025/05/23 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First United Corporation is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Cary Morris | BB&T Capital Markets |
| David Long | Raymond James & Associates |
| Stephen Moss | Raymond James & Associates |