FU3 Stock Overview
Operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for FU3 from our risk checks.
My Notes
Capture your thoughts, links and company narrative
First United Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$28.00 |
| 52 Week High | US$33.60 |
| 52 Week Low | US$17.80 |
| Beta | 0.81 |
| 1 Month Change | -13.04% |
| 3 Month Change | 4.48% |
| 1 Year Change | 32.08% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 101.44% |
Recent News & Updates
Recent updates
Shareholder Returns
| FU3 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -4.1% | 1.7% | 1.4% |
| 1Y | 32.1% | 19.8% | 9.1% |
Return vs Industry: FU3 exceeded the German Banks industry which returned 18.1% over the past year.
Return vs Market: FU3 exceeded the German Market which returned 7.4% over the past year.
Price Volatility
| FU3 volatility | |
|---|---|
| FU3 Average Weekly Movement | 4.4% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.5% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: FU3 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: FU3's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1900 | 321 | Carissa Rodeheaver | n/a |
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. It offers various deposit products, which includes checking, savings, money market deposit, and regular and individual retirement accounts (IRAs), as well as certificates of deposit. The company loan portfolio includes commercial loans secured by real estate, commercial equipment, vehicles, or other assets of the borrower; commercial real estate loans for residential and commercial development, agricultural purpose properties, and service industry buildings, such as restaurants and motels, retail buildings, and general purpose business space; residential mortgage loans; home equity lines of credit; residential real estate construction loans; and indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans.
First United Corporation Fundamentals Summary
| FU3 fundamental statistics | |
|---|---|
| Market cap | €207.00m |
| Earnings (TTM) | €15.54m |
| Revenue (TTM) | €68.38m |
13.4x
P/E Ratio1.2x
P/B RatioIs FU3 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FU3 income statement (TTM) | |
|---|---|
| Revenue | US$71.03m |
| Cost of Revenue | US$0 |
| Gross Profit | US$71.03m |
| Other Expenses | US$54.89m |
| Earnings | US$16.14m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.50 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.73% |
| Debt/Equity Ratio | 98.4% |
How did FU3 perform over the long term?
See historical performance and comparisonDividends
2.6%
Current Dividend Yield33%
Payout RatioDoes FU3 pay a reliable dividends?
See FU3 dividend history and benchmarks| First United dividend dates | |
|---|---|
| Ex Dividend Date | Jan 17 2025 |
| Dividend Pay Date | Feb 03 2025 |
| Days until Ex dividend | 9 days |
| Days until Dividend pay date | 26 days |
Does FU3 pay a reliable dividends?
See FU3 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/06 15:55 |
| End of Day Share Price | 2025/01/06 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
First United Corporation is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Cary Morris | BB&T Capital Markets |
| Stephen Moss | Raymond James & Associates |