SpareBank 1 Sørøst-Norge

DB:EZ4 Stock Report

Market Cap: €830.1m

SpareBank 1 Sørøst-Norge Balance Sheet Health

Financial Health criteria checks 4/6

SpareBank 1 Sørøst-Norge has total assets of NOK94.7B and total equity of NOK12.9B. Total deposits are NOK57.7B, and total loans are NOK78.2B.

Key information

7.3x

Asset to equity ratio

n/a

Net interest margin

Total deposits

NOK 57.71b

Loan to deposit ratio

High

Bad loans

1.0%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

NOK 1.94b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: EZ4's Assets to Equity ratio (7.3x) is low.

Allowance for Bad Loans: EZ4 has a low allowance for bad loans (33%).

Low Risk Liabilities: 71% of EZ4's liabilities are made up of primarily low risk sources of funding.

Loan Level: EZ4 has an appropriate level of Loans to Assets ratio (83%).

Low Risk Deposits: EZ4's Loans to Deposits ratio (135%) is high.

Level of Bad Loans: EZ4 has an appropriate level of bad loans (1%).


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