Resona Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Resona Holdings has total assets of ¥74,134.6B and total equity of ¥2,653.5B. Total deposits are ¥63,097.8B, and total loans are ¥42,061.9B earning a Net Interest Margin of 0.7%. It has insufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are ¥20,334.9B.
Key information
27.9x
Asset to equity ratio
0.7%
Net interest margin
Total deposits | JP¥63.10t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.6% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥20.33t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: DW1's Assets to Equity ratio (27.9x) is very high.
Allowance for Bad Loans: DW1 has a low allowance for bad loans (31%).
Low Risk Liabilities: 88% of DW1's liabilities are made up of primarily low risk sources of funding.
Loan Level: DW1 has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: DW1's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: DW1 has an appropriate level of bad loans (1.6%).