Cathay General Bancorp Balance Sheet Health
Financial Health criteria checks 5/6
Cathay General Bancorp has total assets of $23.3B and total equity of $2.8B. Total deposits are $19.9B, and total loans are $19.2B earning a Net Interest Margin of 3.5%. It has insufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $1.4B.
Key information
8.2x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$19.94b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$1.35b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CN7's Assets to Equity ratio (8.2x) is low.
Allowance for Bad Loans: CN7 has a low allowance for bad loans (96%).
Low Risk Liabilities: 98% of CN7's liabilities are made up of primarily low risk sources of funding.
Loan Level: CN7 has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: CN7's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: CN7 has an appropriate level of bad loans (0.9%).