CN7 Stock Overview
Operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for CN7 from our risk checks.
Community vs My Fair Value
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Cathay General Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$40.20 |
| 52 Week High | US$51.00 |
| 52 Week Low | US$32.60 |
| Beta | 0.90 |
| 1 Month Change | 20.36% |
| 3 Month Change | -11.06% |
| 1 Year Change | 16.86% |
| 3 Year Change | 8.65% |
| 5 Year Change | 74.78% |
| Change since IPO | 226.83% |
Recent News & Updates
Recent updates
Shareholder Returns
| CN7 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 8.1% | 4.3% | 1.4% |
| 1Y | 16.9% | 28.7% | 13.8% |
Return vs Industry: CN7 underperformed the German Banks industry which returned 29.2% over the past year.
Return vs Market: CN7 exceeded the German Market which returned 13.8% over the past year.
Price Volatility
| CN7 volatility | |
|---|---|
| CN7 Average Weekly Movement | 6.4% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in DE Market | 12.9% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: CN7 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: CN7's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1962 | 1,266 | Chang Liu | www.cathaygeneralbancorp.com |
Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, and time deposits. The company also provides loan products, such as commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, and installment loans to individuals for household and other consumer expenditures.
Cathay General Bancorp Fundamentals Summary
| CN7 fundamental statistics | |
|---|---|
| Market cap | €2.83b |
| Earnings (TTM) | €253.83m |
| Revenue (TTM) | €617.73m |
11.2x
P/E Ratio1.1x
P/B RatioIs CN7 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CN7 income statement (TTM) | |
|---|---|
| Revenue | US$691.28m |
| Cost of Revenue | US$0 |
| Gross Profit | US$691.28m |
| Other Expenses | US$407.23m |
| Earnings | US$284.05m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.05 |
| Gross Margin | 100.00% |
| Net Profit Margin | 41.09% |
| Debt/Equity Ratio | 9.1% |
How did CN7 perform over the long term?
See historical performance and comparisonDividends
3.0%
Current Dividend Yield26%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/13 09:49 |
| End of Day Share Price | 2025/05/13 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Cathay General Bancorp is covered by 25 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Lana Chan | BMO Capital Markets Equity Research |
| Peter Winter | BMO Capital Markets Equity Research |
| Leanne Caravaggio | BMO Capital Markets Equity Research |