Bank of Montreal (DB:BZZ) - Stock Price, News & Analysis

BZZ Stock Overview

Bank of Montreal provides diversified financial services primarily in North America.

BZZ fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	1/6
Past Performance	2/6
Financial Health	5/6
Dividends	6/6

Rewards

Trading at 46.6% below our estimate of its fair value

Earnings are forecast to grow 13.65% per year

Pays a high and reliable dividend of 4.84%

Risk Analysis

Profit margins (16.6%) are lower than last year (34.6%)

Shareholders have been diluted in the past year

Bank of Montreal Competitors

Commerzbank

XTRA:CBK

€16.3b

ProCredit Holding

XTRA:PCZ

€541.9m

UmweltBank

XTRA:UBK

€236.8m

National Australia Bank

ASX:NAB

AU$106.4b

Price History & Performance

Summary of all time highs, changes and price drops for Bank of Montreal
Historical stock prices
Current Share Price	CA$83.62
52 Week High	CA$91.06
52 Week Low	CA$70.15
Beta	1.18
1 Month Change	-5.92%
3 Month Change	-2.99%
1 Year Change	9.59%
3 Year Change	5.00%
5 Year Change	21.54%
Change since IPO	81.37%

Recent updates

Shareholder Returns

	BZZ	DE Banks	DE Market
7D	-1.8%	-0.5%	-1.0%
1Y	9.6%	29.7%	2.0%

Return vs Industry: BZZ underperformed the German Banks industry which returned 29.7% over the past year.

Return vs Market: BZZ exceeded the German Market which returned 2% over the past year.

Price Volatility

Is BZZ's price volatile compared to industry and market?
BZZ volatility
BZZ Average Weekly Movement	2.7%
Banks Industry Average Movement	3.3%
Market Average Movement	4.9%
10% most volatile stocks in DE Market	10.2%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: BZZ has not had significant price volatility in the past 3 months.

Volatility Over Time: BZZ's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1817	55,767	William White	www.bmo.com

Bank of Montreal provides diversified financial services primarily in North America. It operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. The company’s personal banking products and services include deposits, mortgages, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and other banking services; and commercial banking products and services comprise various of financing options and treasury and payment solutions, as well as risk management products.

Bank of Montreal Fundamentals Summary

How do Bank of Montreal's earnings and revenue compare to its market cap?
BZZ fundamental statistics
Market cap	€61.79b
Earnings (TTM)	€3.52b
Revenue (TTM)	€21.17b

17.5x

P/E Ratio

1.2x

P/B Ratio

Is BZZ overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BZZ income statement (TTM)
Revenue	CA$31.18b
Cost of Revenue	CA$0
Gross Profit	CA$31.18b
Other Expenses	CA$26.00b
Earnings	CA$5.19b

Last Reported Earnings

Jan 31, 2024

Next Earnings Date

May 29, 2024

Earnings per share (EPS)	7.12
Gross Margin	100.00%
Net Profit Margin	16.64%
Debt/Equity Ratio	238.8%

How did BZZ perform over the long term?

See historical performance and comparison

Dividends

4.8%

Current Dividend Yield

81%

Payout Ratio

BZZ Stock Overview

Rewards

Risk Analysis

Bank of Montreal Competitors

XTRA:CBK

€16.3b

XTRA:PCZ

€541.9m

XTRA:UBK

€236.8m

ASX:NAB

AU$106.4b

Price History & Performance

Recent News & Updates

BMO Launches Greener Future Financing Program to Help U.S. Businesses Build Climate Resilient Operations

Upcoming dividend of CA$1.51 per share

First quarter dividend of CA$1.51 announced

Bank of Montreal Declares Dividend on Common Shares, Payable on May 28, 2024

First quarter 2024 earnings released: EPS: CA$1.73 (vs CA$0.30 in 1Q 2023)

Upcoming dividend of CA$1.51 per share at 4.7% yield

Recent updates

BMO Launches Greener Future Financing Program to Help U.S. Businesses Build Climate Resilient Operations

Upcoming dividend of CA$1.51 per share

First quarter dividend of CA$1.51 announced

Bank of Montreal Declares Dividend on Common Shares, Payable on May 28, 2024

First quarter 2024 earnings released: EPS: CA$1.73 (vs CA$0.30 in 1Q 2023)

Upcoming dividend of CA$1.51 per share at 4.7% yield

Full year 2023 earnings released: EPS: CA$5.69 (vs CA$20.04 in FY 2022)

Bank of Montreal Increases Common Share Dividend, Payable on February 27, 2024

Bank of Montreal Is Reportedly Exploring Sale of RV Loan Portfolio

Upcoming dividend of CA$1.47 per share at 5.4% yield

BMO Financial Group Announces Chief Executive Officer Changes

Bank of Montreal to Report Q1, 2024 Results on Feb 27, 2024

Bank of Montreal Appoints Hazel Claxton to Its Board of Directors

Third quarter 2023 earnings released: EPS: CA$1.97 (vs CA$1.96 in 3Q 2022)

Bank of Montreal, Annual General Meeting, Apr 16, 2024

Upcoming dividend of CA$1.47 per share at 4.8% yield

Abu Dhabi Developmental Holding Company PJSC and Bank of Montreal entered into definitive agreements to acquire an unknown minority stake in Sagard and Great-West Lifeco Inc. has agreed to increase its existing minority stake.

Second quarter 2023 earnings released: EPS: CA$1.31 (vs CA$7.15 in 2Q 2022)

Bank of Montreal Declares Quarterly Dividend for the Third Quarter of Fiscal Year 2023, Payable on August 28, 2023

Upcoming dividend of CA$1.43 per share at 4.6% yield

Independent Director recently bought €95k worth of stock

Independent Chairman of the Board recently bought €1.5m worth of stock

First quarter 2023 earnings released: EPS: CA$0.30 (vs CA$4.44 in 1Q 2022)

BMO Financial Group Appoints Nadim Hirji as Group Head, BMO Commercial Banking, Effective March 1, 2023

BMO Rolls Out Its Enhanced BMO Harris Business Platinum Rewards Mastercard

Upcoming dividend of CA$1.43 per share

Bank of Montreal to Report Q3, 2023 Results on Aug 29, 2023

Full year 2022 earnings released: EPS: CA$20.04 (vs CA$11.60 in FY 2021)

Bank of Montreal to Report Q4, 2022 Results on Dec 01, 2022

Platform Business and IFA Business of Convoy Global Holdings Limited completed the acquisition of AGBA Acquisition Limited (NasdaqCM:AGBA) from Agba Holding Limited and others in a reverse merger transaction.

Upcoming dividend of CA$1.39 per share

BMO Financial Group Appoints Viviane Croux as Head, Corporate Finance, Quebec

E la Carte, Inc. (Presto) completed the acquisition of Ventoux CCM Acquisition Corp. (NasdaqCM:VTAQ) from a group of sellers in a reverse merger transaction.

Third quarter 2022 earnings released: EPS: CA$1.96 (vs CA$3.42 in 3Q 2021)

Bank of Montreal Declares Quarterly Dividend on Common Shares for the Fourth Quarter of Fiscal Year 2022, Payable on November 28, 2022

Bank of Montreal to Report Q3, 2022 Results on Aug 30, 2022

Upcoming dividend of CA$1.39 per share

Bank of Montreal (TSX:BMO) entered into a definitive agreement to acquire Radicle Group Inc.

Bank of Montreal Announces Executive Changes

Bank of Montreal Announces Management Changes

Second quarter 2022 earnings released: EPS: CA$7.15 (vs CA$1.91 in 2Q 2021)

Bank of Montreal Announces Quarterly Dividend for the Third Quarter of Fiscal Year 2022, Payable on August 26, 2022

Comera Life Sciences, Inc. completed the acquisition of OTR Acquisition Corp. (NasdaqCM:OTRA) from OTR Acquisition Sponsor LLC, Karpus Management Inc, Polar Asset Management Partners Inc., Hudson Bay Capital Management LP and others in a reverse merger transaction.

Bank of Montreal to Report Q2, 2022 Results on May 25, 2022

BMO Wealth Management Appoints Leaders for BMO Private Wealth Canada, Effective June 1, 2022

NuScale Power, LLC completed the acquisition of Spring Valley Acquisition Corp. (NasdaqCM:SV) from a group of sellers in a reverse merger transaction.

Upcoming dividend of CA$1.33 per share