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CVB Financial DB:BCV Stock Report

Last Price

€19.70

Market Cap

€2.8b

7D

1.0%

1Y

24.7%

Updated

06 Feb, 2025

Data

Company Financials +

CVB Financial Corp.

DB:BCV Stock Report

Market Cap: €2.8b

BCV Stock Overview

Operates as a bank holding company for Citizens Business Bank, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. More details

BCV fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends5/6

Rewards

Trading at 49.3% below our estimate of its fair value

Earnings are forecast to grow 2.72% per year

Pays a reliable dividend of 3.84%

Risk Analysis

No risks detected for BCV from our risk checks.

My Notes

Capture your thoughts, links and company narrative

CVB Financial Corp. Competitors

ProCredit Holding

XTRA:PCZ

€523.0m

Commerzbank

XTRA:CBK

€22.4b

St. Galler Kantonalbank

SWX:SGKN

CHF 2.7b

Bank of Queensland

ASX:BOQ

AU$4.6b

Price History & Performance

Summary of share price highs, lows and changes for CVB Financial
Historical stock prices
Current Share PriceUS$19.70
52 Week HighUS$22.80
52 Week LowUS$14.50
Beta0.50
1 Month Change-2.48%
3 Month Change-1.01%
1 Year Change24.68%
3 Year Change-4.37%
5 Year Change0.51%
Change since IPO135.53%

Recent News & Updates

Recent updates

Shareholder Returns

BCVDE BanksDE Market
7D1.0%2.3%0.5%
1Y24.7%35.5%15.3%

Return vs Industry: BCV underperformed the German Banks industry which returned 30.8% over the past year.

Return vs Market: BCV exceeded the German Market which returned 13.7% over the past year.

Price Volatility

Is BCV's price volatile compared to industry and market?
BCV volatility
BCV Average Weekly Movement6.8%
Banks Industry Average Movement3.2%
Market Average Movement4.8%
10% most volatile stocks in DE Market11.3%
10% least volatile stocks in DE Market2.4%

Stable Share Price: BCV has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: BCV's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19741,107Dave Bragerwww.cbbank.com

CVB Financial Corp. operates as a bank holding company for Citizens Business Bank, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. It offers checking, savings, money market, and time certificates of deposit products for business and personal accounts; and serves as a federal tax depository for business customers. The company also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; and consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans and lines of credit.

CVB Financial Corp. Fundamentals Summary

How do CVB Financial's earnings and revenue compare to its market cap?
BCV fundamental statistics
Market cap€2.81b
Earnings (TTM)€193.23m
Revenue (TTM)€485.99m

14.5x

P/E Ratio

1.3x

P/B Ratio

Is BCV overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BCV income statement (TTM)
RevenueUS$504.82m
Cost of RevenueUS$0
Gross ProfitUS$504.82m
Other ExpensesUS$304.11m
EarningsUS$200.72m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.44
Gross Margin100.00%
Net Profit Margin39.76%
Debt/Equity Ratio34.8%

How did BCV perform over the long term?

See historical performance and comparison

Dividends

3.8%

Current Dividend Yield

55%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/06 07:56
End of Day Share Price 2025/02/06 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CVB Financial Corp. is covered by 25 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joseph GladueB. Riley Securities, Inc.
Michael DianaCantor Fitzgerald & Co.
Michael ZaremskiCredit Suisse