CVB Financial Balance Sheet Health
Financial Health criteria checks 6/6
CVB Financial has total assets of $16.2B and total equity of $2.1B. Total deposits are $11.8B, and total loans are $8.6B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $866.9M.
Key information
7.6x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$11.79b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$866.88m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BCV's Assets to Equity ratio (7.6x) is low.
Allowance for Bad Loans: BCV has a sufficient allowance for bad loans (332%).
Low Risk Liabilities: 84% of BCV's liabilities are made up of primarily low risk sources of funding.
Loan Level: BCV has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: BCV's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: BCV has an appropriate level of bad loans (0.3%).