Bancorp (BB7) Stock Overview

Operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. More details

BB7 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	2/6
Past Performance	4/6
Financial Health	5/6
Dividends	0/6

Rewards

Trading at 48% below our estimate of its fair value

Earnings are forecast to grow 16.68% per year

Earnings grew by 10.8% over the past year

Risk Analysis

Shares are highly illiquid

Significant insider selling over the past 3 months

BB7 Community Fair Values

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The Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bancorp
Historical stock prices
Current Share Price	US$54.35
52 Week High	US$56.45
52 Week Low	US$48.29
Beta	1.29
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	2.03%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	BB7	DE Banks	DE Market
7D	3.1%	3.5%	2.8%
1Y	n/a	56.7%	11.0%

Return vs Industry: Insufficient data to determine how BB7 performed against the German Banks industry.

Return vs Market: Insufficient data to determine how BB7 performed against the German Market.

Price Volatility

Is BB7's price volatile compared to industry and market?
BB7 volatility
BB7 Average Weekly Movement	n/a
Banks Industry Average Movement	3.3%
Market Average Movement	4.9%
10% most volatile stocks in DE Market	12.4%
10% least volatile stocks in DE Market	2.5%

Stable Share Price: BB7's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine BB7's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1999	771	Damian Kozlowski	www.thebancorp.com

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; lease financing for commercial and government vehicle fleets, including trucks and other special purpose vehicles; commercial real estate bridge loans; and small business loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, fixed term loans, payroll advances, and others.

The Bancorp, Inc. Fundamentals Summary

How do Bancorp's earnings and revenue compare to its market cap?
BB7 fundamental statistics
Market cap	€2.42b
Earnings (TTM)	€196.34m
Revenue (TTM)	€450.86m

12.4x

P/E Ratio

3.6x

P/B Ratio

Is BB7 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BB7 income statement (TTM)
Revenue	US$523.16m
Cost of Revenue	US$0
Gross Profit	US$523.16m
Other Expenses	US$295.33m
Earnings	US$227.83m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	5.19
Gross Margin	100.00%
Net Profit Margin	43.55%
Debt/Equity Ratio	54.4%

How did BB7 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/12/01 14:25
End of Day Share Price	2025/11/28 00:00
Earnings	2025/09/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Bancorp, Inc. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Andrew Stapp	B. Riley Securities, Inc.
John Hecht	Citizens JMP Securities, LLC
Timothy Switzer	Keefe, Bruyette, & Woods