Bancorp Past Earnings Performance

Past criteria checks 4/6

Bancorp has been growing earnings at an average annual rate of 22.3%, while the Banks industry saw earnings growing at 17.7% annually. Revenues have been growing at an average rate of 14.6% per year. Bancorp's return on equity is 29.3%, and it has net margins of 43.5%.

Key information

22.32%

Earnings growth rate

26.30%

EPS growth rate

Banks Industry Growth	10.63%
Revenue growth rate	14.56%
Return on equity	29.28%
Net Margin	43.55%
Last Earnings Update	30 Sep 2025

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:BB7 Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 25	523	228	194
30 Jun 25	516	224	190
31 Mar 25	502	218	185
31 Dec 24	495	218	180
30 Sep 24	472	206	174
30 Jun 24	464	204	170
31 Mar 24	457	200	169
31 Dec 23	448	192	168
30 Sep 23	443	189	167
30 Jun 23	416	169	164
31 Mar 23	384	150	156
31 Dec 22	347	130	149
30 Sep 22	326	117	151
30 Jun 22	315	115	148
31 Mar 22	312	113	149
31 Dec 21	313	110	150
30 Sep 21	308	107	148
30 Jun 21	305	102	149
31 Mar 21	294	93	147
31 Dec 20	273	81	143
30 Sep 20	253	59	141
30 Jun 20	250	57	140
31 Mar 20	234	47	136
31 Dec 19	241	51	138
30 Sep 19	233	54	134
30 Jun 19	283	95	130
31 Mar 19	275	91	128
31 Dec 18	271	88	127
30 Sep 18	271	68	125
30 Jun 18	207	14	128
31 Mar 18	207	25	128
31 Dec 17	196	17	127
30 Sep 17	168	4	132
30 Jun 17	155	-5	134
31 Mar 17	138	-40	139
31 Dec 16	129	-57	140
30 Sep 16	200	-13	136
30 Jun 16	192	-19	129
31 Mar 16	204	-3	122
31 Dec 15	167	5	118
30 Sep 15	147	-1	112
30 Jun 15	148	13	108
31 Mar 15	144	17	104
31 Dec 14	143	22	101

Quality Earnings: BB7 has high quality earnings.

Growing Profit Margin: BB7's current net profit margins (43.5%) are lower than last year (43.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BB7's earnings have grown significantly by 22.3% per year over the past 5 years.

Accelerating Growth: BB7's earnings growth over the past year (10.8%) is below its 5-year average (22.3% per year).

Earnings vs Industry: BB7 earnings growth over the past year (10.8%) exceeded the Banks industry 0.8%.

Return on Equity

High ROE: BB7's Return on Equity (29.3%) is considered high.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/12/03 10:17
End of Day Share Price	2025/12/03 00:00
Earnings	2025/09/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Bancorp, Inc. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Andrew Stapp	B. Riley Securities, Inc.
John Hecht	Citizens JMP Securities, LLC
Timothy Switzer	Keefe, Bruyette, & Woods