Bank of Tianjin Past Earnings Performance
Past criteria checks 2/6
Bank of Tianjin's earnings have been declining at an average annual rate of -4.9%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been declining at an average rate of 2% per year. Bank of Tianjin's return on equity is 5.6%, and it has net margins of 42.7%.
Key information
-4.9%
Earnings growth rate
-4.4%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | -2.0% |
| Return on equity | 5.6% |
| Net Margin | 42.7% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Bank of Tianjin makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 8,820 | 3,768 | 4,402 | 0 |
| 30 Jun 24 | 9,779 | 4,892 | 4,510 | 0 |
| 31 Mar 24 | 8,683 | 3,783 | 4,402 | 0 |
| 31 Dec 23 | 8,686 | 3,760 | 4,402 | 0 |
| 30 Sep 23 | 8,382 | 3,746 | 4,076 | 0 |
| 30 Jun 23 | 5,605 | 1,375 | 3,931 | 0 |
| 31 Mar 23 | 7,634 | 3,089 | 3,141 | 0 |
| 31 Dec 22 | 8,234 | 3,565 | 4,076 | 0 |
| 30 Sep 22 | 8,036 | 3,398 | 1,131 | 0 |
| 30 Jun 22 | 8,247 | 3,523 | 4,134 | 0 |
| 31 Mar 22 | 8,045 | 3,359 | 4,108 | 0 |
| 31 Dec 21 | 7,842 | 3,196 | 4,082 | 0 |
| 30 Sep 21 | 8,523 | 3,773 | 3,946 | 0 |
| 30 Jun 21 | 9,203 | 4,351 | 3,809 | 0 |
| 31 Mar 21 | 9,085 | 4,329 | 3,727 | 0 |
| 31 Dec 20 | 8,966 | 4,308 | 3,644 | 0 |
| 30 Sep 20 | 8,830 | 4,198 | 3,619 | 0 |
| 30 Jun 20 | 8,694 | 4,088 | 3,593 | 0 |
| 31 Mar 20 | 9,056 | 4,318 | 3,648 | 0 |
| 31 Dec 19 | 9,418 | 4,548 | 3,703 | 0 |
| 30 Sep 19 | 9,267 | 4,501 | 3,608 | 0 |
| 30 Jun 19 | 9,116 | 4,454 | 3,514 | 0 |
| 31 Mar 19 | 8,886 | 4,318 | 3,363 | 0 |
| 31 Dec 18 | 8,656 | 4,181 | 3,212 | 0 |
| 30 Sep 18 | 8,609 | 4,161 | 3,135 | 0 |
| 30 Jun 18 | 8,561 | 4,141 | 3,059 | 0 |
| 31 Mar 18 | 8,316 | 4,029 | 2,981 | 0 |
| 31 Dec 17 | 8,071 | 3,916 | 2,904 | 0 |
| 30 Sep 17 | 8,569 | 4,231 | 2,975 | 0 |
| 30 Jun 17 | 9,066 | 4,546 | 3,046 | 0 |
| 31 Mar 17 | 9,337 | 4,534 | 3,116 | 0 |
| 31 Dec 16 | 9,607 | 4,522 | 3,186 | 0 |
| 30 Sep 16 | 10,302 | 4,918 | 3,057 | 0 |
| 30 Jun 16 | 10,731 | 5,224 | 2,845 | 0 |
| 31 Mar 16 | 10,447 | 5,070 | 2,724 | 0 |
| 31 Dec 15 | 10,164 | 4,916 | 2,602 | 0 |
| 30 Sep 15 | 9,717 | 4,693 | 2,529 | 0 |
| 31 Dec 14 | 8,965 | 4,417 | 2,275 | 0 |
| 31 Dec 13 | 7,202 | 3,418 | 2,083 | 0 |
Quality Earnings: B95 has high quality earnings.
Growing Profit Margin: B95's current net profit margins (42.7%) are lower than last year (44.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: B95's earnings have declined by 4.9% per year over the past 5 years.
Accelerating Growth: B95's earnings growth over the past year (0.6%) exceeds its 5-year average (-4.9% per year).
Earnings vs Industry: B95 earnings growth over the past year (0.6%) did not outperform the Banks industry 13%.
Return on Equity
High ROE: B95's Return on Equity (5.6%) is considered low.