Bank of Tianjin Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Tianjin has total assets of CN¥908.4B and total equity of CN¥67.8B. Total deposits are CN¥561.3B, and total loans are CN¥475.8B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are CN¥167.0B.
Key information
13.4x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | CN¥561.30b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥167.02b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: B95's Assets to Equity ratio (13.4x) is moderate.
Allowance for Bad Loans: B95 has a sufficient allowance for bad loans (182%).
Low Risk Liabilities: 67% of B95's liabilities are made up of primarily low risk sources of funding.
Loan Level: B95 has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: B95's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: B95 has an appropriate level of bad loans (1.5%).