B2S Stock Overview
Provides various business and retail banking products and services in Italy. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for B2S from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Banca Sistema S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €1.36 |
| 52 Week High | €1.66 |
| 52 Week Low | €1.13 |
| Beta | 1.4 |
| 1 Month Change | -9.08% |
| 3 Month Change | -3.40% |
| 1 Year Change | 17.41% |
| 3 Year Change | -32.91% |
| 5 Year Change | -25.98% |
| Change since IPO | -32.57% |
Recent News & Updates
Recent updates
Shareholder Returns
| B2S | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -5.8% | -2.0% | -2.6% |
| 1Y | 17.4% | 19.1% | 6.9% |
Return vs Industry: B2S underperformed the German Banks industry which returned 19.1% over the past year.
Return vs Market: B2S exceeded the German Market which returned 6.9% over the past year.
Price Volatility
| B2S volatility | |
|---|---|
| B2S Average Weekly Movement | 5.4% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.2% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: B2S has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: B2S's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2011 | 312 | Gianluca Garbi | www.bancasistema.it |
Banca Sistema S.p.A. provides various business and retail banking products and services in Italy. The company offers factoring services that cover non-recourse and recourse factoring, VAT receivables, maturity factoring, receivables certifications, and credit management products; and online factoring services. Its banking solutions compromising current and securities accounts and time deposits; and salary and pension backed loans, and collateralized loans.
Banca Sistema S.p.A. Fundamentals Summary
| B2S fundamental statistics | |
|---|---|
| Market cap | €113.32m |
| Earnings (TTM) | €17.47m |
| Revenue (TTM) | €111.39m |
6.5x
P/E Ratio0.4x
P/B RatioIs B2S overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| B2S income statement (TTM) | |
|---|---|
| Revenue | €111.39m |
| Cost of Revenue | €0 |
| Gross Profit | €111.39m |
| Other Expenses | €93.92m |
| Earnings | €17.47m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.22 |
| Gross Margin | 100.00% |
| Net Profit Margin | 15.68% |
| Debt/Equity Ratio | 447.7% |
How did B2S perform over the long term?
See historical performance and comparisonDividends
4.6%
Current Dividend Yield32%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 21:30 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Banca Sistema S.p.A. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Luigi Tramontana | Banca Akros S.p.A. (ESN) |
| Christian Carrese | Intermonte SIM S.p.A. |
| Fabrizio Bernardi | Intermonte SIM S.p.A. |