Banca Sistema Balance Sheet Health
Financial Health criteria checks 4/6
Banca Sistema has total assets of €4.8B and total equity of €295.4M. Total deposits are €2.9B, and total loans are €2.9B.
Key information
16.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €2.89b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 10.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €114.20m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: B2S's Assets to Equity ratio (16.2x) is moderate.
Allowance for Bad Loans: B2S has a low allowance for bad loans (22%).
Low Risk Liabilities: 65% of B2S's liabilities are made up of primarily low risk sources of funding.
Loan Level: B2S has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: B2S's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: B2S has a high level of bad loans (10.8%).