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Ameris Bancorp DB:AXU Stock Report

Last Price

€58.00

Market Cap

€4.1b

7D

-5.7%

1Y

24.5%

Updated

23 Dec, 2024

Data

Company Financials +

Ameris Bancorp

DB:AXU Stock Report

Market Cap: €4.1b

AXU Stock Overview

Operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers. More details

AXU fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance5/6
Financial Health6/6
Dividends4/6

Rewards

Trading at 57.5% below our estimate of its fair value

Earnings are forecast to grow 6.43% per year

Earnings grew by 15.7% over the past year

Risk Analysis

Significant insider selling over the past 3 months


My Notes

Capture your thoughts, links and company narrative

Ameris Bancorp Competitors

Commerzbank

XTRA:CBK

€18.1b

Hancock Whitney

NasdaqGS:HWC

US$4.7b

Atlantic Union Bankshares

NYSE:AUB

US$3.8b

Associated Banc-Corp

NYSE:ASB

US$3.9b

Price History & Performance

Summary of share price highs, lows and changes for Ameris Bancorp
Historical stock prices
Current Share PriceUS$58.00
52 Week HighUS$68.00
52 Week LowUS$41.20
Beta1.05
1 Month Change-9.38%
3 Month Change1.75%
1 Year Change24.46%
3 Year Change34.88%
5 Year Changen/a
Change since IPO52.95%

Recent News & Updates

Recent updates

Shareholder Returns

AXUDE BanksDE Market
7D-5.7%-2.0%-2.0%
1Y24.5%19.1%6.9%

Return vs Industry: AXU exceeded the German Banks industry which returned 19.1% over the past year.

Return vs Market: AXU exceeded the German Market which returned 6.9% over the past year.

Price Volatility

Is AXU's price volatile compared to industry and market?
AXU volatility
AXU Average Weekly Movement5.8%
Banks Industry Average Movement3.1%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.3%
10% least volatile stocks in DE Market2.4%

Stable Share Price: AXU has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: AXU's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19712,765H. Proctorwww.amerisbank.com

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers. It operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. The company offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts.

Ameris Bancorp Fundamentals Summary

How do Ameris Bancorp's earnings and revenue compare to its market cap?
AXU fundamental statistics
Market cap€4.14b
Earnings (TTM)€316.50m
Revenue (TTM)€1.00b

13.1x

P/E Ratio

1.2x

P/B Ratio

Is AXU overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AXU income statement (TTM)
RevenueUS$1.05b
Cost of RevenueUS$0
Gross ProfitUS$1.05b
Other ExpensesUS$716.74m
EarningsUS$330.24m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)4.80
Gross Margin100.00%
Net Profit Margin31.54%
Debt/Equity Ratio13.2%

How did AXU perform over the long term?

See historical performance and comparison

Dividends

1.0%

Current Dividend Yield

13%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 08:33
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Ameris Bancorp is covered by 16 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kevin FitzsimmonsD.A. Davidson & Co.
Manuel NavasD.A. Davidson & Co.
null nullD.A. Davidson & Co.