SB Financial Group Balance Sheet Health
Financial Health criteria checks 6/6
SB Financial Group has total assets of $1.4B and total equity of $132.8M. Total deposits are $1.2B, and total loans are $1.0B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $53.7M.
Key information
10.5x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$1.16b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$53.72m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 9KH's Assets to Equity ratio (10.5x) is moderate.
Allowance for Bad Loans: 9KH has a sufficient allowance for bad loans (277%).
Low Risk Liabilities: 92% of 9KH's liabilities are made up of primarily low risk sources of funding.
Loan Level: 9KH has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: 9KH's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: 9KH has an appropriate level of bad loans (0.5%).