First Community Corporation

DB:87Z Stock Report

Market Cap: €177.8m

First Community Past Earnings Performance

Past criteria checks 2/6

First Community has been growing earnings at an average annual rate of 4.1%, while the Banks industry saw earnings growing at 18.6% annually. Revenues have been growing at an average rate of 5.3% per year. First Community's return on equity is 9.1%, and it has net margins of 20.8%.

Key information

4.1%

Earnings growth rate

3.8%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate5.3%
Return on equity9.1%
Net Margin20.8%
Next Earnings Update23 Apr 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How First Community makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:87Z Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 246313340
30 Jun 245911340
31 Mar 245811330
31 Dec 235812320
30 Sep 235913320
30 Jun 236115320
31 Mar 236015310
31 Dec 226015310
30 Sep 225814310
30 Jun 225915300
31 Mar 225916300
31 Dec 215915300
30 Sep 215815300
30 Jun 215513300
31 Mar 215212290
31 Dec 205010290
30 Sep 20489280
30 Jun 204810280
31 Mar 204810270
31 Dec 194811270
30 Sep 194811260
30 Jun 194711260
31 Mar 194611250
31 Dec 184611240
30 Sep 18459240
30 Jun 18438230
31 Mar 18417220
31 Dec 17396220
30 Sep 17377210
30 Jun 17377210
31 Mar 17367210
31 Dec 16357200
30 Sep 16356200
30 Jun 16346190
31 Mar 16336190
31 Dec 15336190
30 Sep 15336190
30 Jun 15336190
31 Mar 15326180
31 Dec 14315180
30 Sep 14294170
30 Jun 14284160
31 Mar 14274160

Quality Earnings: 87Z has high quality earnings.

Growing Profit Margin: 87Z's current net profit margins (20.8%) are lower than last year (21.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 87Z's earnings have grown by 4.1% per year over the past 5 years.

Accelerating Growth: 87Z's earnings growth over the past year (3.4%) is below its 5-year average (4.1% per year).

Earnings vs Industry: 87Z earnings growth over the past year (3.4%) did not outperform the Banks industry 12.6%.

Return on Equity

High ROE: 87Z's Return on Equity (9.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/22 02:37
End of Day Share Price 2025/01/22 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Community Corporation is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Cary MorrisBB&T Capital Markets
David BishopHovde Group, LLC
Brian MartinJanney Montgomery Scott LLC