First Community Balance Sheet Health
Financial Health criteria checks 6/6
First Community has total assets of $1.9B and total equity of $133.5M. Total deposits are $1.6B, and total loans are $1.1B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.02% of total loans. Cash and short-term investments are $95.8M.
Key information
14.1x
Asset to equity ratio
3.0%
Net interest margin
Total deposits | US$1.58b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.02% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$95.76m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 87Z's Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: 87Z has a sufficient allowance for bad loans (6090%).
Low Risk Liabilities: 90% of 87Z's liabilities are made up of primarily low risk sources of funding.
Loan Level: 87Z has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: 87Z's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 87Z has an appropriate level of bad loans (0%).