Dongguan Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Dongguan Rural Commercial Bank has total assets of CN¥737.9B and total equity of CN¥59.9B. Total deposits are CN¥532.6B, and total loans are CN¥366.6B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥82.7B.
Key information
12.3x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | CN¥532.64b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥82.71b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 857's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: 857 has a sufficient allowance for bad loans (309%).
Low Risk Liabilities: 79% of 857's liabilities are made up of primarily low risk sources of funding.
Loan Level: 857 has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: 857's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: 857 has an appropriate level of bad loans (1.2%).