857 Stock Overview

Provides various banking products and services in China. More details

857 fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	1/6
Past Performance	1/6
Financial Health	6/6
Dividends	3/6

Rewards

Trading at 74.7% below our estimate of its fair value

Revenue is forecast to grow 16.84% per year

Risk Analysis

Earnings have declined by 0.8% per year over past 5 years

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Dongguan Rural Commercial Bank Co., Ltd. Competitors

ProCredit Holding

XTRA:PCZ

€618.4m

Bank of GuiyangLtd

SHSE:601997

CN¥21.8b

Banco Internacional del PerúA. - Interbank

BVL:INTERBC1

S/10.4b

Guangzhou Rural Commercial Bank

SEHK:1551

HK$22.8b

Price History & Performance

Summary of share price highs, lows and changes for Dongguan Rural Commercial Bank
Historical stock prices
Current Share Price	HK$0.40
52 Week High	HK$0.78
52 Week Low	HK$0.12
Beta	-0.060
1 Month Change	6.99%
3 Month Change	-9.95%
1 Year Change	-47.63%
3 Year Change	-55.03%
5 Year Change	n/a
Change since IPO	-46.86%

Recent updates

Shareholder Returns

	857	DE Banks	DE Market
7D	9.9%	3.3%	0.8%
1Y	-47.6%	30.0%	14.6%

Return vs Industry: 857 underperformed the German Banks industry which returned 30% over the past year.

Return vs Market: 857 underperformed the German Market which returned 14.6% over the past year.

Price Volatility

Is 857's price volatile compared to industry and market?
857 volatility
857 Average Weekly Movement	4.3%
Banks Industry Average Movement	4.7%
Market Average Movement	6.6%
10% most volatile stocks in DE Market	12.7%
10% least volatile stocks in DE Market	3.1%

Stable Share Price: 857 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 857's weekly volatility has decreased from 37% to 4% over the past year.

About the Company

Founded	Employees	CEO	Website
1952	7,859	Qiang Fu	www.drcbank.com

Dongguan Rural Commercial Bank Co., Ltd. provides various banking products and services in China. The company’s Corporate Banking segment offers various corporate banking products and services, including corporate loans and advances, deposits, trade finance, and other corporate intermediary businesses to corporate customers, governments, and financial institutions.

Dongguan Rural Commercial Bank Co., Ltd. Fundamentals Summary

How do Dongguan Rural Commercial Bank's earnings and revenue compare to its market cap?
857 fundamental statistics
Market cap	€2.81b
Earnings (TTM)	€539.74m
Revenue (TTM)	€1.05b

5.2x

P/E Ratio

0.4x

P/B Ratio

Is 857 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
857 income statement (TTM)
Revenue	CN¥8.45b
Cost of Revenue	CN¥0
Gross Profit	CN¥8.45b
Other Expenses	CN¥4.11b
Earnings	CN¥4.34b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	0.63
Gross Margin	100.00%
Net Profit Margin	51.35%
Debt/Equity Ratio	230.8%

How did 857 perform over the long term?

See historical performance and comparison

Dividends

7.6%

Current Dividend Yield

37%

Payout Ratio

Does 857 pay a reliable dividends?

See 857 dividend history and benchmarks

When do you need to buy 857 by to receive an upcoming dividend?
Dongguan Rural Commercial Bank dividend dates
Ex Dividend Date	Jun 03 2025
Dividend Pay Date	Jun 30 2025
Days until Ex dividend	16 days
Days until Dividend pay date	43 days

Does 857 pay a reliable dividends?

See 857 dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/18 06:59
End of Day Share Price	2025/05/16 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Dongguan Rural Commercial Bank Co., Ltd. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Felix Luo	China Merchants Securities (HK) Co., Ltd
Feifei Xiao	Citic Securities Co., Ltd.
Zhu Cao	Guotai Junan International Holdings Limited