6UT Stock Overview
Provides various banking products and services to small to mid-sized businesses and individuals. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
No risks detected for 6UT from our risk checks.
My Notes
Capture your thoughts, links and company narrative
First Bank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.20 |
| 52 Week High | US$14.10 |
| 52 Week Low | US$10.40 |
| Beta | 0.94 |
| 1 Month Change | -4.35% |
| 3 Month Change | 1.54% |
| 1 Year Change | -0.75% |
| 3 Year Change | 5.74% |
| 5 Year Change | n/a |
| Change since IPO | 17.65% |
Recent News & Updates
Recent updates
Shareholder Returns
| 6UT | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 1.5% | -0.5% | -0.3% |
| 1Y | -0.8% | 19.3% | 7.0% |
Return vs Industry: 6UT underperformed the German Banks industry which returned 19.3% over the past year.
Return vs Market: 6UT underperformed the German Market which returned 7% over the past year.
Price Volatility
| 6UT volatility | |
|---|---|
| 6UT Average Weekly Movement | 5.3% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.6% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 6UT has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 6UT's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2007 | 313 | Pat Ryan | www.firstbanknj.com |
First Bank provides various banking products and services to small to mid-sized businesses and individuals. The company accepts various deposits, including non-interest-bearing demand deposits, interest bearing demand accounts, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking accounts. It also offers various loan products comprising commercial and industrial loans, which include line of credit, inventory, equipment, and short-term working capital financing; commercial real estate loans, such as owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans comprising residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans consists of auto, personal, traditional installment, and other loans.
First Bank Fundamentals Summary
| 6UT fundamental statistics | |
|---|---|
| Market cap | €338.26m |
| Earnings (TTM) | €38.55m |
| Revenue (TTM) | €118.59m |
8.8x
P/E Ratio0.9x
P/B RatioIs 6UT overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 6UT income statement (TTM) | |
|---|---|
| Revenue | US$123.43m |
| Cost of Revenue | US$0 |
| Gross Profit | US$123.43m |
| Other Expenses | US$83.31m |
| Earnings | US$40.13m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.59 |
| Gross Margin | 100.00% |
| Net Profit Margin | 32.51% |
| Debt/Equity Ratio | 68.9% |
How did 6UT perform over the long term?
See historical performance and comparisonDividends
1.7%
Current Dividend Yield15%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 22:17 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
First Bank is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bryce Rowe | Baird |
| Erik Zwick | Boenning & Scattergood, Inc. |
| null null | D.A. Davidson & Co. |