6U2 Stock Overview
Operates as the bank holding company for Southern States Bank that provides community banking services to businesses and individuals in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 1/6 |
Rewards
Risk Analysis
No risks detected for 6U2 from our risk checks.
Community vs My Fair Value
Create NarrativeSelect a narrative for quick price alerts from the community, or create your own.
Southern States Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$31.60 |
| 52 Week High | US$35.20 |
| 52 Week Low | US$23.40 |
| Beta | 0.28 |
| 1 Month Change | 13.67% |
| 3 Month Change | 1.28% |
| 1 Year Change | 28.46% |
| 3 Year Change | 44.95% |
| 5 Year Change | n/a |
| Change since IPO | 90.94% |
Recent News & Updates
Recent updates
Shareholder Returns
| 6U2 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -1.9% | 1.4% | 0.8% |
| 1Y | 28.5% | 30.1% | 15.0% |
Return vs Industry: 6U2 underperformed the German Banks industry which returned 30.4% over the past year.
Return vs Market: 6U2 exceeded the German Market which returned 14.4% over the past year.
Price Volatility
| 6U2 volatility | |
|---|---|
| 6U2 Average Weekly Movement | 8.2% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in DE Market | 12.8% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: 6U2 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 6U2's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2007 | 208 | Mark Chambers | southernstatesbank.net |
Southern States Bancshares, Inc. operates as the bank holding company for Southern States Bank that provides community banking services to businesses and individuals in the United States. The company offers deposit products, including demand deposits accounts, interest-bearing products, savings accounts, and certificate of deposits. It also provides real estate loan products comprising real estate construction and development, residential mortgage, and commercial real estate mortgage loans; commercial and industrial; and direct consumer installment loans, overdrafts, and other revolving credit loans.
Southern States Bancshares, Inc. Fundamentals Summary
| 6U2 fundamental statistics | |
|---|---|
| Market cap | €318.91m |
| Earnings (TTM) | €33.01m |
| Revenue (TTM) | €88.10m |
Is 6U2 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 6U2 income statement (TTM) | |
|---|---|
| Revenue | US$99.03m |
| Cost of Revenue | US$0 |
| Gross Profit | US$99.03m |
| Other Expenses | US$61.93m |
| Earnings | US$37.10m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.74 |
| Gross Margin | 100.00% |
| Net Profit Margin | 37.46% |
| Debt/Equity Ratio | 40.3% |
How did 6U2 perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/19 14:37 |
| End of Day Share Price | 2025/05/19 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Southern States Bancshares, Inc. is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Bishop | Hovde Group, LLC |
| Catherine Summerson Mealor | Keefe, Bruyette, & Woods |
| Jennifer Demba | Truist Securities |