Buy Or Sell Opportunity • Jul 17
Now 20% undervalued Over the last 90 days, the stock has risen 12% to €16.40. The fair value is estimated to be €20.57, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.5% over the last 3 years. Earnings per share has grown by 16%. For the next 3 years, revenue is forecast to grow by 8.2% per annum. Earnings are also forecast to grow by 18% per annum over the same time period. Announcement • Jun 30
JAPAN POST BANK Co., Ltd. to Report Q1, 2027 Results on Aug 07, 2026 JAPAN POST BANK Co., Ltd. announced that they will report Q1, 2027 results on Aug 07, 2026 Buy Or Sell Opportunity • Jun 11
Now 23% undervalued Over the last 90 days, the stock has risen 16% to €16.30. The fair value is estimated to be €21.09, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.8% over the last 3 years. Earnings per share has grown by 16%. For the next 3 years, revenue is forecast to grow by 6.7% per annum. Earnings are also forecast to grow by 19% per annum over the same time period. Reported Earnings • May 21
Full year 2026 earnings released: EPS: JP¥147 (vs JP¥115 in FY 2025) Full year 2026 results: EPS: JP¥147 (up from JP¥115 in FY 2025). Revenue: JP¥1.86t (up 16% from FY 2025). Net income: JP¥525.6b (up 27% from FY 2025). Profit margin: 28% (up from 26% in FY 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.1% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has increased by 33% per year, which means it is tracking significantly ahead of earnings growth. Announcement • May 15
JAPAN POST BANK Co., Ltd., Annual General Meeting, Jun 23, 2026 JAPAN POST BANK Co., Ltd., Annual General Meeting, Jun 23, 2026. Announcement • Apr 01
JAPAN POST BANK Co., Ltd. to Report Fiscal Year 2026 Results on May 15, 2026 JAPAN POST BANK Co., Ltd. announced that they will report fiscal year 2026 results on May 15, 2026 Announcement • Dec 23
JAPAN POST BANK Co., Ltd. to Report Q3, 2026 Results on Feb 13, 2026 JAPAN POST BANK Co., Ltd. announced that they will report Q3, 2026 results on Feb 13, 2026 Announcement • Sep 30
JAPAN POST BANK Co., Ltd. to Report Q2, 2026 Results on Nov 14, 2025 JAPAN POST BANK Co., Ltd. announced that they will report Q2, 2026 results on Nov 14, 2025 Announcement • Sep 19
JAPAN POST BANK Co., Ltd. to Report Fiscal Year 2025 Final Results on Sep 19, 2025 JAPAN POST BANK Co., Ltd. announced that they will report fiscal year 2025 final results at 3:00 PM, Tokyo Standard Time on Sep 19, 2025 Announcement • Jun 29
JAPAN POST BANK Co., Ltd. to Report Q1, 2026 Results on Aug 08, 2025 JAPAN POST BANK Co., Ltd. announced that they will report Q1, 2026 results on Aug 08, 2025 Announcement • May 15
JAPAN POST BANK Co., Ltd., Annual General Meeting, Jun 24, 2025 JAPAN POST BANK Co., Ltd., Annual General Meeting, Jun 24, 2025. Announcement • Mar 28
JAPAN POST BANK Co., Ltd. has completed a Follow-on Equity Offering in the amount of ¥514.782246 billion. JAPAN POST BANK Co., Ltd. has completed a Follow-on Equity Offering in the amount of ¥514.782246 billion.
Security Name: Common Stock
Security Type: Common Stock
Securities Offered: 274,503,100
Price\Range: ¥1444
Security Name: Common Stock
Security Type: Common Stock
Securities Offered: 81,994,300
Price\Range: ¥1444
Transaction Features: Rule 144A; Subsequent Direct Listing Announcement • Mar 26
JAPAN POST BANK Co., Ltd. to Report Fiscal Year 2025 Results on May 15, 2025 JAPAN POST BANK Co., Ltd. announced that they will report fiscal year 2025 results on May 15, 2025 Announcement • Feb 27
JAPAN POST BANK Co., Ltd. (TSE:7182) announces an Equity Buyback for 40,000,000 shares, representing 1.11% for ¥40,000 million. JAPAN POST BANK Co., Ltd. (TSE:7182) announces a share repurchase program. Under the program, the company will repurchase up to 40,000,000 shares, representing 1.10% of its share capital, for ¥40,000 million. The purpose of the program is to improve capital efficiency and strengthen shareholder returns, and at the same time, reduce the impact on the supply and demand of shares due to the sale of company's common stock announced in the secondary offering. The program will expire on May 14, 2025. As of February 27, 2025, the company had 3,617,532,260 shares in issue (excluding treasury stock) and 70,160 shares in treasury. Announcement • Dec 24
JAPAN POST BANK Co., Ltd. to Report Nine Months, 2025 Results on Feb 14, 2025 JAPAN POST BANK Co., Ltd. announced that they will report nine months, 2025 results on Feb 14, 2025 Declared Dividend • Nov 16
Dividend of JP¥56.00 announced Shareholders will receive a dividend of JP¥56.00. Ex-date: 28th March 2025 Payment date: 19th June 2025 Dividend yield will be 629%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 8.5% per year over the past 9 years. However, payments have been volatile during that time. EPS is expected to grow by 30% over the next 3 years, which should provide support to the dividend and adequate earnings cover. Announcement • Sep 25
JAPAN POST BANK Co., Ltd. to Report Q2, 2025 Results on Nov 14, 2024 JAPAN POST BANK Co., Ltd. announced that they will report Q2, 2025 results on Nov 14, 2024 Announcement • Sep 17
JAPAN POST BANK Co., Ltd. to Report Fiscal Year 2024 Final Results on Sep 17, 2024 JAPAN POST BANK Co., Ltd. announced that they will report fiscal year 2024 final results at 3:00 PM, Tokyo Standard Time on Sep 17, 2024 Reported Earnings • Aug 13
First quarter 2025 earnings released: EPS: JP¥26.61 (vs JP¥23.96 in 1Q 2024) First quarter 2025 results: EPS: JP¥26.61 (up from JP¥23.96 in 1Q 2024). Revenue: JP¥401.6b (up 1.1% from 1Q 2024). Net income: JP¥96.2b (up 11% from 1Q 2024). Profit margin: 24% (up from 22% in 1Q 2024). The increase in margin was primarily driven by lower expenses. Revenue is expected to decline by 7.0% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 3.0%. Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has increased by 5% per year. Announcement • Jun 30
JAPAN POST BANK Co., Ltd. to Report Q1, 2025 Results on Aug 09, 2024 JAPAN POST BANK Co., Ltd. announced that they will report Q1, 2025 results on Aug 09, 2024 Reported Earnings • May 20
Full year 2024 earnings released: EPS: JP¥98.43 (vs JP¥86.85 in FY 2023) Full year 2024 results: EPS: JP¥98.43 (up from JP¥86.85 in FY 2023). Revenue: JP¥1.95t (up 22% from FY 2023). Net income: JP¥356.1b (up 9.6% from FY 2023). Profit margin: 18% (down from 20% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 12% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 3.2%. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has increased by 8% per year, which means it is tracking significantly ahead of earnings growth. Announcement • May 17
JAPAN POST BANK Co., Ltd., Annual General Meeting, Jun 18, 2024 JAPAN POST BANK Co., Ltd., Annual General Meeting, Jun 18, 2024. Announcement • Mar 27
JAPAN POST BANK Co., Ltd. to Report Fiscal Year 2024 Results on May 15, 2024 JAPAN POST BANK Co., Ltd. announced that they will report fiscal year 2024 results on May 15, 2024 Upcoming Dividend • Mar 21
Upcoming dividend of JP¥50.00 per share Eligible shareholders must have bought the stock before 28 March 2024. Payment date: 21 June 2024. Payout ratio is a comfortable 53% and this is well supported by cash flows. Trailing yield: 2.9%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.6%). Reported Earnings • Feb 16
Third quarter 2024 earnings released: EPS: JP¥22.44 (vs JP¥23.70 in 3Q 2023) Third quarter 2024 results: EPS: JP¥22.44 (down from JP¥23.70 in 3Q 2023). Revenue: JP¥626.5b (up 26% from 3Q 2023). Net income: JP¥81.1b (down 8.7% from 3Q 2023). Profit margin: 13% (down from 18% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 11% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 2.3%. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has increased by 5% per year. Announcement • Dec 27
JAPAN POST BANK Co., Ltd. to Report Q3, 2024 Results on Feb 14, 2024 JAPAN POST BANK Co., Ltd. announced that they will report Q3, 2024 results on Feb 14, 2024 Reported Earnings • Nov 15
Second quarter 2024 earnings released: EPS: JP¥26.37 (vs JP¥18.63 in 2Q 2023) Second quarter 2024 results: EPS: JP¥26.37 (up from JP¥18.63 in 2Q 2023). Revenue: JP¥553.4b (up 52% from 2Q 2023). Net income: JP¥95.4b (up 37% from 2Q 2023). Profit margin: 17% (down from 19% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 13% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 2.1%. Over the last 3 years on average, earnings per share has increased by 4% per year and the company’s share price has also increased by 4% per year. Announcement • Sep 27
JAPAN POST BANK Co., Ltd. to Report First Half, 2024 Results on Nov 13, 2023 JAPAN POST BANK Co., Ltd. announced that they will report first half, 2024 results on Nov 13, 2023 Announcement • Sep 20
JAPAN POST BANK Co., Ltd. to Report Fiscal Year 2023 Final Results on Sep 20, 2023 JAPAN POST BANK Co., Ltd. announced that they will report fiscal year 2023 final results on Sep 20, 2023 Reported Earnings • Aug 13
First quarter 2024 earnings released: EPS: JP¥23.96 (vs JP¥23.69 in 1Q 2023) First quarter 2024 results: EPS: JP¥23.96. Revenue: JP¥469.9b (up 27% from 1Q 2023). Net income: JP¥86.8b (down 2.2% from 1Q 2023). Profit margin: 19% (down from 24% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 11% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 3.7%. Announcement • Jun 28
JAPAN POST BANK Co., Ltd. to Report Q1, 2024 Results on Aug 10, 2023 JAPAN POST BANK Co., Ltd. announced that they will report Q1, 2024 results on Aug 10, 2023 Announcement • May 17
JAPAN POST BANK Co., Ltd., Annual General Meeting, Jun 20, 2023 JAPAN POST BANK Co., Ltd., Annual General Meeting, Jun 20, 2023, at 10:00 Tokyo Standard Time. Location: Ballroom B2, The Prince Park Tower Tokyo 4-8-1 Shibakoen, Minato-ku Japan Reported Earnings • May 17
Full year 2023 earnings released: EPS: JP¥86.85 (vs JP¥94.72 in FY 2022) Full year 2023 results: EPS: JP¥86.85 (down from JP¥94.72 in FY 2022). Revenue: JP¥1.61t (up 1.3% from FY 2022). Net income: JP¥325.1b (down 8.4% from FY 2022). Profit margin: 20% (down from 22% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 8.3% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 3.1%. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings. Upcoming Dividend • Mar 23
Upcoming dividend of JP¥50.00 per share at 4.4% yield Eligible shareholders must have bought the stock before 30 March 2023. Payment date: 19 June 2023. Payout ratio is a comfortable 60% but the company is not cash flow positive. Trailing yield: 4.4%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.1%). Valuation Update With 7 Day Price Move • Mar 06
Investor sentiment improves as stock rises 17% After last week's 17% share price gain to €8.25, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 28% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €7.29 per share. Reported Earnings • Feb 17
Third quarter 2023 earnings released: EPS: JP¥23.70 (vs JP¥13.96 in 3Q 2022) Third quarter 2023 results: EPS: JP¥23.70 (up from JP¥13.96 in 3Q 2022). Revenue: JP¥504.3b (up 46% from 3Q 2022). Net income: JP¥88.8b (up 70% from 3Q 2022). Profit margin: 18% (up from 15% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 6.5% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has remained flat, which means it is significantly lagging earnings. Announcement • Dec 21
JAPAN POST BANK Co., Ltd. to Report Nine Months, 2023 Results on Feb 14, 2023 JAPAN POST BANK Co., Ltd. announced that they will report nine months, 2023 results on Feb 14, 2023 Reported Earnings • Nov 17
Second quarter 2023 earnings released: EPS: JP¥18.63 (vs JP¥30.54 in 2Q 2022) Second quarter 2023 results: EPS: JP¥18.63 (down from JP¥30.54 in 2Q 2022). Revenue: JP¥369.7b (down 13% from 2Q 2022). Net income: JP¥69.8b (down 39% from 2Q 2022). Profit margin: 19% (down from 27% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 5.9% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 5.2%. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings. Reported Earnings • Nov 13
Second quarter 2023 earnings released: EPS: JP¥18.63 (vs JP¥30.54 in 2Q 2022) Second quarter 2023 results: EPS: JP¥18.63 (down from JP¥30.54 in 2Q 2022). Revenue: JP¥369.7b (down 13% from 2Q 2022). Net income: JP¥69.8b (down 39% from 2Q 2022). Profit margin: 19% (down from 27% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 5.9% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 5.2%. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings. Announcement • Sep 28
JAPAN POST BANK Co., Ltd. to Report First Half, 2023 Results on Nov 11, 2022 JAPAN POST BANK Co., Ltd. announced that they will report first half, 2023 results on Nov 11, 2022 Reported Earnings • Aug 12
First quarter 2023 earnings released: EPS: JP¥23.69 (vs JP¥32.23 in 1Q 2022) First quarter 2023 results: EPS: JP¥23.69 (down from JP¥32.23 in 1Q 2022). Revenue: JP¥369.1b (down 19% from 1Q 2022). Net income: JP¥88.8b (down 27% from 1Q 2022). Profit margin: 24% (down from 26% in 1Q 2022). The decrease in margin was driven by lower revenue. Over the next year, revenue is expected to shrink by 17% compared to a 16% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings. Announcement • Jun 29
JAPAN POST BANK Co., Ltd. to Report Q1, 2023 Results on Aug 10, 2022 JAPAN POST BANK Co., Ltd. announced that they will report Q1, 2023 results on Aug 10, 2022 Reported Earnings • May 16
Full year 2022 earnings released: EPS: JP¥94.72 (vs JP¥74.73 in FY 2021) Full year 2022 results: EPS: JP¥94.72 (up from JP¥74.73 in FY 2021). Revenue: JP¥1.76t (up 17% from FY 2021). Net income: JP¥355.1b (up 27% from FY 2021). Profit margin: 20% (up from 19% in FY 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is expected to shrink by 28% compared to a 13% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings. Announcement • May 13
JAPAN POST BANK Co.,Ltd., Annual General Meeting, Jun 16, 2022 JAPAN POST BANK Co.,Ltd., Annual General Meeting, Jun 16, 2022. Board Change • Apr 27
High number of new directors There are 8 new directors who have joined the board in the last 3 years. Outside Independent Director Shihoko Urushi was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model. Announcement • Mar 31
JAPAN POST BANK Co.,Ltd. to Report Fiscal Year 2022 Results on May 13, 2022 JAPAN POST BANK Co.,Ltd. announced that they will report fiscal year 2022 results on May 13, 2022 Upcoming Dividend • Mar 23
Upcoming dividend of JP¥47.00 per share Eligible shareholders must have bought the stock before 30 March 2022. Payment date: 18 June 2022. Payout ratio is a comfortable 55% and this is well supported by cash flows. Trailing yield: 4.5%. Within top quartile of German dividend payers (3.6%). Lower than average of industry peers (5.7%). Reported Earnings • Feb 18
Third quarter 2022 earnings: EPS in line with analyst expectations despite revenue beat Third quarter 2022 results: EPS: JP¥13.96 (down from JP¥27.24 in 3Q 2021). Revenue: JP¥516.2b (up 21% from 3Q 2021). Net income: JP¥52.3b (down 49% from 3Q 2021). Profit margin: 10% (down from 24% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 17%. Over the next year, revenue is expected to shrink by 27% compared to a 12% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings. Reported Earnings • Nov 14
Second quarter 2022 earnings released: EPS JP¥30.54 (vs JP¥24.28 in 2Q 2021) The company reported a solid second quarter result with improved earnings and revenues, although profit margins were weaker. Second quarter 2022 results: Revenue: JP¥594.3b (up 53% from 2Q 2021). Net income: JP¥114.5b (up 26% from 2Q 2021). Profit margin: 19% (down from 23% in 2Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings. Reported Earnings • Aug 13
First quarter 2022 earnings released: EPS JP¥32.23 (vs JP¥8.86 in 1Q 2021) The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2022 results: Revenue: JP¥457.1b (up 45% from 1Q 2021). Net income: JP¥120.8b (up 264% from 1Q 2021). Profit margin: 26% (up from 11% in 1Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has fallen by 10% per year, which means it is performing significantly worse than earnings. Reported Earnings • May 18
Full year 2021 earnings released: EPS JP¥74.73 (vs JP¥72.94 in FY 2020) The company reported a solid full year result with improved earnings and revenues, although profit margins were weaker. Full year 2021 results: Revenue: JP¥1.71t (up 17% from FY 2020). Net income: JP¥280.1b (up 2.4% from FY 2020). Profit margin: 16% (down from 19% in FY 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 9% per year whereas the company’s share price has fallen by 13% per year. Upcoming Dividend • Mar 23
Upcoming dividend of JP¥50.00 per share Eligible shareholders must have bought the stock before 30 March 2021. Payment date: 17 June 2021. Trailing yield: 4.5%. Within top quartile of German dividend payers (3.3%). Higher than average of industry peers (3.9%). Reported Earnings • Feb 14
Third quarter 2021 earnings released: EPS JP¥27.24 (vs JP¥17.39 in 3Q 2020) The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: JP¥426.7b (up 20% from 3Q 2020). Net income: JP¥102.1b (up 57% from 3Q 2020). Profit margin: 24% (up from 18% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 12% per year whereas the company’s share price has fallen by 10% per year. Is New 90 Day High Low • Feb 13
New 90-day high: €7.95 The company is up 9.0% from its price of €7.30 on 13 November 2020. The German market is up 11% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Banks industry, which is up 5.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.95 per share. Reported Earnings • Nov 29
Second quarter 2021 earnings released: EPS JP¥24.28 The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: JP¥389.6b (up 8.4% from 2Q 2020). Net income: JP¥91.0b (up 36% from 2Q 2020). Profit margin: 23% (up from 19% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 15% per year whereas the company’s share price has fallen by 13% per year. Reported Earnings • Nov 16
Second quarter 2021 earnings released: EPS JP¥24.28 The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: JP¥389.6b (up 8.4% from 2Q 2020). Net income: JP¥91.0b (up 36% from 2Q 2020). Profit margin: 23% (up from 19% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 15% per year whereas the company’s share price has fallen by 10% per year. Is New 90 Day High Low • Nov 11
New 90-day high: €7.10 The company is up 5.0% from its price of €6.75 on 13 August 2020. The German market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 2.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €2.85 per share. Announcement • Oct 04
JAPAN POST BANK Co.,Ltd. to Report First Half, 2021 Results on Nov 13, 2020 JAPAN POST BANK Co.,Ltd. announced that they will report first half, 2021 results on Nov 13, 2020 Is New 90 Day High Low • Sep 28
New 90-day high: €7.00 The company is up 7.0% from its price of €6.55 on 30 June 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 1.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €2.99 per share. 
