Yamaguchi Financial Group Balance Sheet Health
Financial Health criteria checks 5/6
Yamaguchi Financial Group has total assets of ¥12,826.8B and total equity of ¥644.3B. Total deposits are ¥10,629.9B, and total loans are ¥8,428.4B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are ¥1,771.9B.
Key information
19.9x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | JP¥10.63t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥1.77t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 5FW's Assets to Equity ratio (19.9x) is moderate.
Allowance for Bad Loans: 5FW has a low allowance for bad loans (49%).
Low Risk Liabilities: 87% of 5FW's liabilities are made up of primarily low risk sources of funding.
Loan Level: 5FW has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: 5FW's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 5FW has an appropriate level of bad loans (1.8%).